Problems and Countermeasures in China Insurance Market

Since the 1990s, with the sustained, rapid and stable development of China's national economy, a new social security system has been gradually formed, and the internal demand for insurance in the whole society has been expanding day by day, and the insurance industry has shown a momentum of rapid development. The overall scale of the insurance market continues to grow, and the main body of the insurance market increases and gradually develops in a diversified direction. However, there are also many problems in the development of the insurance market, such as the backward business philosophy of insurance companies, the imperfect insurance marketing system and the unreasonable insurance business. The internal management of insurance companies is chaotic and the phenomenon of lack of credit is serious. The information of insurance customers is incomplete, people's insurance awareness is weak, insurance knowledge is lacking, and customers' insurance performance is poor. The management level of insurance intermediary companies is low, the quality of insurance agents is low, and the problem of part-time agency violation is prominent, which needs us to take some effective measures to solve. Insurance companies mainly correct the guiding ideology of insurance companies, improve the internal control mechanism of insurance companies, improve the operating system of insurance companies, and strengthen the integrity construction of insurance companies; Insurance customers mainly carry out extensive work, increase publicity and raise people's awareness of participating in insurance; Insurance intermediary is mainly to improve insurance intermediary institutions. ......