Current location - Education and Training Encyclopedia - Graduation thesis - The impact of monetary and fiscal policies on the real estate market should be as detailed as possible.
The impact of monetary and fiscal policies on the real estate market should be as detailed as possible.
Let me briefly talk about the impact first. The central bank regulates the money supply through the monetary policy that affects interest rates. That is to say, if the money supply is increased (or decreased) through various monetary policies, the interest rate will drop (increase), the loan cost will drop (increase), the amount of real estate investment loans will increase (decrease), hot money will keep pouring in, and the heat of the real estate industry will increase. At present, housing supply exceeds demand, but house prices will not fall. This is because the real estate industry in China is a monopoly industry, which is also implicated in local GDP. And GDP is an important standard to measure the performance of local governments. How can local governments have the heart to give up the fat of GDP? On the other hand, the implementation of relevant policies such as national affordable housing is not in place. Lack of supervision, lack of motivation, and lack of funds have led to difficulties in the introduction of superior policies. In recent years, the state has repeatedly adjusted the deposit reserve ratio (in layman's terms, banks have left more money than before, but less money can be used for loans, so loans will be difficult and loan interest rates will rise) and other policies to curb soaring housing prices. See /question/30249659.html for relevant fiscal policies? si=5

The definition and adjustment tools of monetary policy and fiscal policy are defined here, and then the interaction between them is naturally understood through layer-by-layer analysis. Then you can draw the above conclusions and write a paper with practice.

Narrow monetary policy: the general name of various policies and measures adopted by the central bank to control and adjust the money supply or credit quantity in order to achieve its specific economic goals.

Mechanism of monetary policy: Monetary policy is implemented by the central bank, which affects the money supply. By adjusting the money supply, the central bank affects the interest rate and credit supply in the economy, thus indirectly affecting the total demand, so as to achieve the ideal balance between total demand and total supply. Monetary policy can be divided into expansionary and contractive.

Monetary policy tools and measures: mainly including open market business, deposit reserve, refinancing or discount, interest rate policy and exchange rate policy.

Now we can discuss the impact of monetary policy tools and measures on the real estate industry. First of all, we should make clear the meaning of open market business, deposit reserve, refinancing or discount and interest rate policy. Then according to its connotation, it discusses the interactive relationship with the real estate industry.

Please tidy yourself up. There is an exam recently, and time is really tight. I can't write it down, just to provide parents with an idea.

As mentioned above, please correct me if there is anything wrong. O(∩_∩)O~