Yu 'ebao is actually not a fund innovation, but a short-term financial innovation. It can be written from the bank's point of view, how the bank handles the financial products of the network third-party payment platform. In fact, banks also have T+0 wealth management products, but generally there is a starting point limit, while Yu 'ebao has no limit, so it has advantages and can be discussed from this perspective.

The train of thought can be written as follows: First, the background and development of China's wealth management market.

Second, the development of bank financing.

Third, the development of emerging wealth management markets.

Fourth, how do banks cope with new financial management methods

Tools.

You should be a major in finance. If you can figure out all these problems, you should have no problem getting into the bank.