In study, work and life, everyone is familiar with the paper. A thesis is an article in which we study a certain problem in depth. Then the question comes, how to write an excellent paper? The following is my carefully organized analysis paper on the advantages and disadvantages of college students' stock investment, for reference only. Let's have a look.

Analysis of advantages and disadvantages of college students' stock investment 1 abstract;

Nowadays, college students, as a group that cannot be ignored, have attracted much attention. With the development of social economy, more and more college students have more savings and a desire for wealth. Therefore, learning personal financial management knowledge and letting college students know how to choose appropriate financial management methods and ways has become an increasingly concerned issue for college students. As the social atmosphere of stock investment is becoming more and more pervasive, many college students regard stock investment as the way of financial management or even the only way, but the advantages and disadvantages brought by college students' stock trading have been controversial. This paper analyzes the advantages and disadvantages of college students' stock investment as an investment method.

Key words:

College students; Personal finance; Stock investment; Impact analysis;

1, the current situation of college students' stock investment

China 1. 1 The development of the stock market has driven college students.

With the deepening of reform and opening up, China's economic development level has been continuously improved, and China's stock market is also constantly developing in response to the financing needs of enterprises. In recent years, with the continuous improvement of college students' living standards and strong self-control and utilization psychology, more and more college students attach importance to personal financial management. There are also many college students who regard stock investment as a way of personal finance and practice it in college life. As a group of college students, stock investment, as a new thing, stimulates their enthusiasm for trying, but it also has advantages and disadvantages for college students. Inadvertently, the passion of the capital market also shines on the students under the ivory tower. There are different opinions about their participation. Some people call it "inaction", while others call it "cultivating financial awareness". However, it is an out-and-out reality that the number of college students is increasing day by day.

1.2 The stock market attracts more and more college students.

A few years ago, with the rise of Shanghai and Shenzhen stock indexes, the hot stock market no longer only attracted old investors. In that bull market, a large number of students on the university campus also bravely marched into the stock market. In the initial stage of stock investment, many college students who choose to invest in stocks do not have enough funds, so they lack the basic conditions to participate in speculation. But if college students are interested in stock investment, they will boldly invest in the stock market. Analyzing the advantages and disadvantages of stock investment for college students will help them fully understand the current situation of the stock market, be more wise and know how to choose stock investment in the future, and have more and deeper understanding of personal financial management methods.

2. The general methods and steps of college students' stock investment.

2. 1 read books related to stock investment.

Most college students know little about stock trading. Therefore, before investing in stocks, we will learn about the stock market through some professional books on stock investment. For example, learn about K-line chart, profit rate and other related knowledge through books. The books it uses generally include memoirs of stock notes, the road to wealth freedom, Japanese candle drawing technology, reverse investment, turtle trading system and so on. Through these books, college students have a certain understanding of the basic concepts in the stock market and opened the door to the stock market world. Before entering the stock market, some college students majoring in economic management will read more professional books on stock investment because their courses are related to stock investment or the school directly offers securities investment analysis courses, so as to have a clearer and more comprehensive understanding of stock investment.

2.2 Log in to the stock software for simulation operation.

After learning the common sense of stock market through books, college students need to apply theory to practice. Ordinary college students will choose to download stock trading software to simulate the operation, and be familiar with the time, process, place and rules of stock trading. In the simulation, college students learned important stock market terms, such as trend, cycle, volatility, morning star, wedge and so on. More importantly, the process of simulating stock trading is basically consistent with the real stock market, and all kinds of information related to stock prices learned by college students are also consistent with reality. The various fluctuations, profits and losses it encounters in the stock market are also very realistic. It can be said that by simulating stock trading, college students basically have a comprehensive understanding of the stock market and have a good psychological quality, which is conducive to a better transition to the real stock market.

2.3 Conduct actual combat operations

After studying books and simulation exercises, college students usually choose to open an account for actual stock investment. At this time, for the actual stock investment, college students must take part of their living expenses as a source of funds to invest in the stock market. At this time, the theory is used to the maximum extent. In this process, college students will know more about the stock market and accumulate more experience. And in the real stock market, college students also have a certain understanding of the country's political and economic development, and have a full understanding of the "policy city" and "capital city". And in the real stock investment environment, college students will have a deeper understanding of the concepts of money and value.

Finally, college students will sum up and accumulate their own experience in stock trading, further optimize the trading system of stock investment according to the development and trend of the market, or even completely overthrow the original system and establish a better system.

3. The benefits of college students' stock investment.

3. 1 stock investment is conducive to improving the comprehensive quality and choice ability of college students.

For those who specialize in stock investment, they need to do a lot of preparatory work before choosing the stock to invest, such as the analysis of the company's fundamentals, K-line chart, etc., which require students to have strong learning ability. Although there is a gap between theory and practice, college students will have a deeper understanding of theoretical knowledge through this series of analysis. Besides, economy and politics are closely related. While investing in stocks, college students also need to collect and analyze the economic impact of various political events at home and abroad, and look for clues to the impact on stock prices.

3.2 Stock investment is beneficial for students to master current news and contact the society.

Stock investment needs to analyze the international and domestic macroeconomic trends, as well as the financial situation and management of enterprises, which involves the knowledge of many disciplines and inadvertently cultivates college students' interest in learning different disciplines. Under the condition of solid basic knowledge, cultivating the ability to analyze problems is also an exercise for college students' comprehensive quality. By fully analyzing and grasping the facts, it will be of great benefit to college students' future work and study.

A large number of stocks in the stock market are influenced by national policies and have great correlation, that is, there will be a so-called "policy market". College students will inevitably come into contact with such stocks in the process of stock investment. Over time, they will form the habit of paying attention to current news of such stocks, have a sharper grasp and understanding of the national macro-economy, and have more and more contacts with society unconsciously. It is undoubtedly a good propellant for college students to go to society.

3.3 Stock investment is conducive to improving college students' financial awareness.

The importance of financial management is self-evident in today's society. At present, most college students' financial resources are given by their families, and they rarely plan to spend money, which makes many people know little about the concepts of money and values. Through stock investment, college students can understand that financial management will make them make rational use of money, and they can also roughly understand the principle of capital operation and increase and decrease, and also understand that money is hard to come by. Investing in stocks helps to cultivate college students' concept of investment and financial management, so that they can learn to obtain the corresponding investment income through scientific investment, thus improving their ability of fund management and operation, and becoming a new era college student who can manage money and understand investment [1].

4. The disadvantages of college students' stock investment.

Everything has two sides. College students can get exercise through the stock market, but it is also a kind of venture capital. Many people think that for college students, no matter their economic ability or psychological quality, they can't bear the huge risks and pressures of the stock market. For this reason, many schools and parents strongly oppose college students' stock investment behavior, and the Ministry of Education has also made it clear that college students are not encouraged to speculate in stocks. For college students, stock investment mainly has the following shortcomings.

4. 1 Affect the normal study and life of college students.

The main task of college students is to learn professional knowledge. Investing in stocks undoubtedly takes a lot of time and energy to study the stock market, which takes up valuable time that should have been spent on learning cultural knowledge and socializing. If you are too addicted to stocks, it will inevitably affect the daily course study of college students and lead to problems such as falling grades. The duty of students is to study. If you spend all your energy on stock trading, college students will ignore the research on other topics, which will lead to putting the cart before the horse in study and stock trading. Some college students even concentrate on stock trading in the dormitory, and often miss classes, which affects graduation and work.

4.2 Causing the economic burden of college students

College students' psychological endurance is relatively weak, and they lack psychological endurance in the face of stock investment failure, which is easy to cause various psychological and physical injuries to college students. Most of the funds for college students' stock trading come from their parents' living expenses. This is the guarantee of college students' study and life at school. There is a big difference between using one's own funds to stock and borrowing money to stock, and borrowing money to stock is also the most taboo in the stock market. Once college students put borrowed funds and living expenses into stock market losses, it will undoubtedly cause great economic pressure on them, because there are not a few suicides.

4.3 the negative psychological impact on college students

The hype of college students is based on luck, not real "financial management". The purpose of financial management is to increase wealth under the premise of controlling risks, but it is difficult for college students to control the risks of stock trading. Once college students' stock trading leads to huge losses, they will be psychologically hit, which is unbearable for college students. Stock market investment is a science, and college students are rarely prepared enough, including psychological aspects. If they rush into the stock market, it will easily lead to losses. Even some college students with high risk preference make stock investment full of gambling atmosphere, thinking that stock investment is gambling, ignoring the professional knowledge and operating rules behind stock market fluctuations [2]. Whether the stock investment wins or loses, college students' stock trading is not conducive to establishing a correct view of wealth, and will hinder their mental health development.

5. Conclusion and enlightenment

5. 1 College students should foster strengths and avoid weaknesses.

Through the research and observation of college students' stock investment behavior, we can find that college students' stock investment is generally in an initial ignorant stage. It is of great benefit to the psychological training of college students and the mastery of personal financial management knowledge in stock investment. But the hidden risks can not be ignored. College students should weigh the advantages and disadvantages, do not delay learning scientific and cultural knowledge, seek advantages and avoid disadvantages, and actively guide large-scale securities and stock investment.

5.2 College students should concentrate on their studies.

For college students, their main energy is still in study. How to treat investment correctly and objectively requires correct guidance for students. Colleges and universities should actively guide college students to invest in stocks, so that they can scientifically practice personal financial management methods such as stock investment without affecting their studies. College students should not blindly think about making big money in the stock market and becoming rich. We should pay attention to the accumulation of practical experience in stock trading, the cultivation of financial awareness and the expansion of knowledge. You shouldn't put the car in front of the horse, which goes against the original intention of going to college. Moreover, investing in stocks is not necessarily hype, and you can also buy some funds or fixed investment products as a way of personal financial management. Facing the fluctuation of the stock market, only by establishing a correct view of wealth, a correct pursuit of life and constantly improving one's self-cultivation can the future road of life be full of light. College students should understand that realizing the ideal of life not only means making money, but also the idea of making money by speculation is not conducive to college students facing life and work. Many college students do nothing at home, lead irregular lives and even immerse themselves in games all day. Therefore, it is a good thing to use these free time to invest in stocks. On the one hand, it can consolidate the knowledge learned in textbooks and apply it to practice. On the other hand, because the opening and closing times of the stock market are fixed, we must sit in front of the computer on time, pay attention to the stock market dynamics, and form a good habit of regular work and rest. College students should first correctly treat the purpose of stock trading. There is nothing for nothing in the world, and there is no shortcut [3].

5.3 Schools and parents should fully guide college students.

College students' stock investment is greatly influenced by people around them, especially their parents and teachers who are closely related to them. When some students saw the crazy story of people around them getting rich overnight through stock trading, they couldn't help but want to speculate on stocks. At this time, schools and parents need correct guidance to make college students understand that stock investment is more about cultivating their ability to analyze and solve problems, improving their financial awareness and improving their psychological endurance, rather than just hype and pursuing money and fun. College students should still pay attention to their studies. Through the positive guidance of college students' stock investment, college students can fully absorb the benefits brought by stock investment, and at the same time avoid the excessive influence of the stock market on their normal life and emotional fluctuations. More importantly, through full guidance, the economic source of students' stock investment will be controlled within a certain limit, the capital flow of stock investment will be reduced, and the risks taken by college students in stock investment will be reduced.

refer to

[1] Dong Xinlu, Zhang. Analyze the advantages and disadvantages of college students' stock investment from the perspective of students [J]. Education and Teaching Forum, 20 17(30).

[2] Zhuang Haining. Analysis of investment ideas and strategies of college students [J]. Modern commercial trade, 2016,37 (25).

[3] Yang Yichen, Zhang Quanfu, Wang Jimin, et al. Investigation on the current situation of college students' stock trading in Nanjing [J]. Cooperative Economy and Technology, 20 17(7).

Analysis of Advantages and Disadvantages of College Students' Stock Investment Paper 2 With the deepening of reform and opening up and the rapid development of China's economy, people's income and savings are increasing, and their awareness of investment and financial management is also increasing. More and more people invest in stocks, and many college students also invest in stocks. Then, what are the advantages and disadvantages of investing in stocks for college students with limited sources of funds, time, investment knowledge, skills, experience and loss tolerance? How to foster strengths and avoid weaknesses and correctly guide college students to invest in stocks?

1 the benefits of college students investing in stocks

1. 1 Develop the ability to collect and analyze information.

Stock investment needs to collect and analyze international and domestic current affairs information; Existing economic policies and possible future economic policies reflected by major economies in the world; Information on domestic economic status, such as GDP (gross national product), CPI (consumer price index), PPI (producer price index), MPI (purchasing manager index), M 1 (narrow money), M2 (broad money), interest rate and exchange rate, loan balance, total social financing, etc. Information on international and domestic scientific and technological development trends, and information on the development and application of new technologies and new products; Regional economic information; Fundamental information such as industry, scale, talents, technology, capital, financial status, management level, position in the industry and development prospects, as well as monthly, weekly, daily and time-sharing trends, line combinations and some important technical indicators of individual stocks. So as to analyze and predict the fiscal policy, monetary policy, tax, interest rate, exchange rate, trade policy, industrial policy and regional economic policy that the country may adopt in the future; Grasp the environment of stock investment; Clarify the investment direction and invest in stocks; Formulate investment operation strategies, such as trading opportunity, holding time limit, stop loss and take profit, etc.

It can be said that the more comprehensive, accurate and timely information collection, the more detailed and in-depth analysis, the greater the possibility of successful stock investment. Through stock investment, college students are encouraged to learn the contents and methods of stock investment information collection and the methods of information prediction and analysis, so as to quickly improve their ability of information collection and analysis.

1.2 urge them to study hard, expand their knowledge and combine theory with practice organically.

Stock investment needs to keep abreast of international and domestic current events; Need to learn and master macroeconomics, be good at analyzing the international and domestic macroeconomic situation; Need to understand management and accounting, so as to analyze the management and financial situation of specific enterprises; Need to have some knowledge of computer operation and programming, which is conducive to investment operation and stock screening; It requires profound knowledge and technology of general trend and stock analysis, such as trend analysis knowledge and technology, K-line analysis knowledge and technology, and technical index analysis knowledge and technology, in order to formulate operational strategies; Wait a minute. The demand of stock investment for these knowledge and technologies will urge college students to study and research, and promote students to expand their knowledge, combine theoretical knowledge with practice, and apply what they have learned.

1.3 Cultivate the awareness of information sharing, communication and cooperation, and overcome the selfish and closed mentality.

Stock investment needs a lot of comprehensive, timely and accurate information, and the ability of individuals to obtain and analyze information is limited, so investors need to communicate and cooperate and brainstorm.

1.4 cultivate various abilities

Cultivate college students' innovative ability, improve their ability to judge and use funds, and their ability to invest and manage money. Warren Buffett said that how much wealth you can accumulate in your life does not depend on how much money you can earn, but on how you invest and manage your finances. It's better to change money than to change it. You should know that money works for you, not for you. It can be seen that the ability of investment and financial management is very important, and stock investment is one of the best choices for college students to exercise this ability.

1.5 Cultivate discipline, execution and adaptability.

Stock investment is not arbitrary, but according to the plan, which is the investment operation strategy. Once the investment strategy is formulated, when the environment has not changed greatly, it should be strictly implemented in accordance with the investment strategy, and the operation strategy should not be changed at will because of personal likes and dislikes, fears and greed, so it is time to make a move. However, stock investment is based on the trend. On the one hand, the trend refers to the specific trend of stock operation, on the other hand, it refers to the environment of stock investment operation strategy. Once this trend changes, the specific operation strategy will also change. Through the planned and follow-up training in stock investment, we can cultivate college students' discipline, execution and adaptability.

1.6 frustration education

Stock investment is a high-risk investment, and losses occur from time to time, which requires investors to sum up experience in time, face profits and losses correctly, and maintain a peaceful attitude, including frustration education.

In short, investing in stocks requires all-round and high-standard knowledge, ability, skills, experience and psychology. Therefore, the cultivation and promotion of college students' investment in stocks is all-round, which can be done by college students in school and in middle school, so that learning and doing can be balanced and complement each other.

2 disadvantages of college students' stock investment

2. 1 may put the cart before the horse or put the cart before the horse.

The main task of college students is to study, learn professional knowledge and related knowledge, learn professional skills, exercise various abilities, and learn to be a man and do things. This kind of learning is all-round and should be of high standard. The main energy and time of college students should also be put in these aspects, and investing in stocks is only a small part of it, which is a hobby and a study. If you don't realize this, put your energy and time on stock investment, or even learn and operate stock investment in class, that is putting the cart before the horse.

2.2 May affect life

The source of funds for college students to invest in stocks is relatively single, and the remaining money is relatively small. Some students even invest with living expenses, so their ability to resist risks is not strong enough. Coupled with their limited professional knowledge and lack of experience, the technology of analyzing and screening stocks and operating may not be mature enough, so there is a greater possibility of losses. Once you lose money, it may have an impact on students' lives.

2.3 individual college students may form money worship.

College students are not only learning professional knowledge, skills and related knowledge, but also cultivating their own abilities and gradually mature ideas. If we only think about stock trading at this stage, over time, we may form the concept and behavior of blind money worship, regard the value of money as the highest value, and all values should be subordinate to the value of money, while the traditional virtue of putting righteousness first in our country may disappear in their consciousness and behavior, thus forming the ideology of money worship and so on.

3 methods to solve the problem

(1) In spare time, actively study the theoretical knowledge, skills and related knowledge of stock investment, such as the trend theory of stock investment, the knowledge of K-line and moving average, the knowledge of main technical indicators, stock selection, analysis, trading knowledge and skills, and the methods of information collection and analysis, and learn macroeconomics, management, computer operation and simple programming knowledge, and financial statement analysis methods. So as to reserve the knowledge and skills of stock investment.

(2) You can set up an investment association on campus, exchange and study with students who like stock investment, cooperate with off-campus securities companies for a long time, and regularly invite investment and financial experts to hold lectures on campus to bring the latest information on stocks and teach students how to analyze, screen and buy and sell stocks.

(3) At ordinary times, college students can use stock trading software to screen, analyze and simulate the trading of stocks, which can not only avoid unnecessary economic losses, but also learn the knowledge and skills of stock investment without affecting classroom learning as much as possible.

(4) Set up interest groups to raise actual combat funds. Set up interest groups, make their own contribution, formulate investment management agreements, formulate investment plans, operation strategies, share profits and losses, and communicate and summarize according to the agreements. In this way, everyone contributes less, and even if the investment fails, it will not seriously affect life; Everyone works together, and everyone spends less time; At the same time, we can not only exercise the spirit of cooperation and cultivate the awareness of investment management, but also learn and improve practical skills.

(5) Use summer vacation or winter vacation for investment operation. At this time, college students not only have enough time to analyze the market, study stocks and buy and sell stocks, but also get financial support from their parents without worrying about the cost of living.

In addition, in addition to guiding and cultivating college students' stock investment ideas and methods, parents and society should also care about and guide college students to form correct stock investment ideas, so that college students can understand that the main purpose of investing in stocks during school is to learn more theoretical knowledge, learn methods to analyze and solve problems, cultivate all aspects of abilities and improve psychological quality; Investing in stocks is not pure speculation, but investment; The pursuit of interests is phased. College students should not put the pursuit of money in the first place, but should focus on their studies to avoid the formation of money worship among some college students.

4 conclusion

There are advantages and disadvantages for college students to invest in stocks. Society, schools, parents and students themselves should look at this problem objectively and correctly guide college students' stock investment behavior, and college students who invest in research should also make comprehensive planning and reasonable arrangements in terms of time, funds, study and investment.

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