Key points: 1. What are the risks of commercial banks?
2. What are the main reasons for the credit risk of commercial banks?
3. What are the similarities and differences between the credit risks of commercial banks and joint-stock banks?
4. How should commercial banks guard against credit risks?
5. What is the current situation of credit risk management in commercial banks? What are your good experiences? What are the disadvantages? Why?
Where is the difficulty?
6. How to improve the credit risk management level of commercial banks?