1, compound interest to earn money. That is, rest and live, rest and roll. It's equivalent to putting money on high interest rates, and when you get the income, you will be the ledger.

2, double-entry to make money. A man with three heads and six arms doesn't earn much. Make sure that many people work for you, many roads make money for you and many places make money for you.

3. Use others to make money for you, liberate yourself, and let your talents have time to learn how to make money quickly.

4. Will use the power of capital.

5, will use the power of contacts.

6. You can use the power of leverage: for example, borrow the power of others, borrow the power of capital ... partners, * * * and entrepreneurship. ...

7. Open source and reduce expenditure!

8, parasitic method, that is, borrowing large enterprises, you can also partner!

9. Work harder than others!

Six habits should be formed in financial management.

Habit 1: record financial status. If you can measure, you can understand, and if you can understand, you can change. Without continuous, organized and accurate records, financial planning is impossible. Therefore, at the beginning of financial planning, it is necessary to record your income and expenses in detail. A good record enables you to:

1, measuring the economic situation-this is the basis for making a reasonable financial plan.

2. Effectively change the current financial management behavior.

3. Measure the progress of achieving the goal.

It is particularly important to note that in order to keep good financial records, you must also establish files, so that you can know your income, net assets, expenses, liabilities and so on.

Habit 2: Clear values and economic goals.

Knowing one's own values can establish economic goals and make them clear, definite, true and feasible. Without a clear goal and direction, it is impossible to make a correct budget; If you don't have enough reasons to restrain yourself, you won't be able to achieve your desired goal in 2, 20 or even 40 years.

Habit 3: Determine the net assets.

Once the economic records are made, it is easy to calculate the net assets-this is also the way most financial experts calculate wealth. Why should we calculate net assets? Because only by knowing the annual net assets can we know how much we have made progress towards the goal.

Habit 4: Know your income and expenses.

Few people know how their money is spent, or even how much income they have. Without this basic information, it is difficult to make a budget and arrange the use of money reasonably. If you don't know where the money should be spent, you can't reasonably change your consumption.

Habit 5: Make a budget and refer to its implementation.

Wealth does not mean how much you earn, but how much you still have. It sounds that the budget is not only boring and tedious, but also seems too artificial, but through the budget, you can find out where a lot of money goes in your daily expenses. In addition, a specific budget is very beneficial for us to achieve our financial goals.

Habit 6: Cut expenses.

At first, many people complained that they could not invest more money to achieve their economic goals. In fact, the goal can not be achieved by a lot of investment. Cut expenses and save every dollar, because even a small investment may bring a lot of wealth, such as saving 100 every month. What is the result? If you start investing at the age of 24, you can earn 10% every year, then at the age of 34, you will have 20,000 yuan. The longer the investment time, the more obvious the effect of compound interest. As time goes on, the benefits brought by savings and investment become more obvious. So the earlier you start, the more you save, and your profits will multiply.

The above six habits can help us start our own financial life. A good beginning is half the battle.