This kind of green credit is basically that financial institutions formulate their own credit policies according to the strategic structure of national economic restructuring. The general content is to increase support for green environmental protection industries and reduce or even withdraw from enterprises with high pollution and high energy consumption; In addition, for credit granting enterprises, the regulatory requirements on environmental protection should be strengthened.

The implementation of green credit will benefit the country and the people in the long run, but it is not good for banks. On the contrary, it will limit their credit granting to enterprises in certain industries and reduce their credit granting industries.