You don't need to check the files when you apply for insurance, but it doesn't mean that the files are useless. When an employee reaches the legal retirement age, the unit needs to submit the employee's personal file when going through the retirement examination and approval formalities with the relevant social security department, which is used to review the employee's age and working years and calculate the length of service, which has a certain impact on the retirement salary. And in the process of handling social security, some personal situations that need to be verified also need to be verified through personal files.
Legal basis:
Article 58 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.