2. In order to strengthen the ability to recognize and deal with social order, don't agree to try it easily. Especially if you don't know, if you are in a hurry to use money, you can borrow a little temporarily through regular banks, Alipay, WeChat and other channels, provided that you can do it right and return it on time, which is beyond your ability and has reservations.
3. thick-skinned. College students have no social experience. They are too thin-skinned and impulsive. They are easily persuaded and encouraged by others. Read more regular cases on the Internet and know them like the back of your hand. Don't become a routine so easily. After that, you will not only hurt yourself, but also seriously hurt your family. Mobile phones are so convenient now. Search a large number of daily life cases,
4. Strengthen the study of financial and network security knowledge, understand the development trend of the financial industry, and master basic financial knowledge and network security knowledge such as late payment, liquidated damages, simple interest and compound interest. Pay attention to screening online loan products for online marketing, don't blindly believe, and improve your ability to identify and resist online loan products. There are many traps in campus loan. College students should not be polluted by campus loans, don't trust products such as naked loans and student loans, don't download applications, and don't find formal channels, part-time jobs, work-study programs, etc. Pay special attention to reducing communication with unfamiliar people, especially when it comes to money and bank cards.
To sum up, it is necessary to control consumption desire, set a good attitude, keep an eye on Liang Fang, learn more knowledge, don't follow the crowd easily, and don't trust the words of your elders and sisters easily. If you are within your ability, you can use them, which is also very beneficial to improve your credit.