First, let money work for you, invest in high-quality assets, be wary of your spare money, don't let them rest, and don't let them live too comfortably;

Second, learn some basic financial knowledge and read some financial reports properly, not to make you an expert, but to let you better understand the operation mechanism of a company and how to invest in a company;

Third, always pay attention to market trends and look for familiar areas in changes;

Although the average score of people with high IQ will be higher, it is not the decisive factor. The decisive factor is this person's emotional intelligence and financial and business thinking. Sometimes the IQ is too high, but it is not a good thing. The so-called cleverness is mistaken by cleverness. You love to be clever, and your IQ doesn't have to be in the right direction. On the contrary, it will make people toss and turn, and the result will be worse.

Emotional intelligence refers to the ability to adapt to the surrounding environment and deal with the surrounding interpersonal relationships. People with average emotional intelligence can only adapt. People with high emotional intelligence can not only adapt to the surrounding environment and deal with interpersonal relationships, but also use the surrounding environment and people around them to help themselves.

Financial and business thinking is more scarce and rare than high emotional intelligence. Therefore, people with high financial and business thinking will often develop into big bosses in the future, which is commonly known as entrepreneurs or investors.

What are the good ways to build children's financial quotient? Don't always come to the poor or the rich to raise children, whether it is a boy or a girl, it is the key to establish financial quotient. What can be done specifically?

First of all, know the true meaning of money. Money is a currency, you can buy things. This is just a superficial cognition. Parents should let their children know that money can buy things, and also understand the true meaning of money through their own practice. That is to say, it can only be obtained through hard work, not inexhaustible money. For example, children can earn pocket money by insisting on working at home, and then let them control it freely. In this process, you can clearly know that money is hard to come by, and then when you buy something, you will know that the amount of money determines what you can buy. Not everything you want can be bought at any time.

Second, learn to make your own list. Parents should teach their children to make their own lists, that is, how much does it cost to buy something? Plan ahead. Don't let yourself always spend too blindly. With foresight, I learned to make my own plans, and I learned to do things in an orderly way. At the same time, I also indirectly contacted some knowledge of financial business.

Finally, the satisfaction of demand is reasonable. To establish children's financial quotient, parents should meet their children's needs reasonably. One thing to remember is that not all needs must be met. As long as it is reasonable, those unreasonable ones must be rejected. And explain to the child why he was rejected. In this way, children's consumption concept and self-discipline are established. Tell the truth when communicating with children, and don't cry.

Although it's an old saying, "raise a poor son and a rich daughter", it's not necessarily true. On this issue, parents should have their own ideas and master the balance between rich and poor support. Treat everyone equally and meet the needs reasonably. If you refuse, make it clear that you don't cry and show off your wealth. Only by helping children further understand the actual meaning of money, avoiding extravagance and waste, and attaching importance to the establishment of financial quotient can they help their future growth.