1, I have to be qualified to buy a house before I can go to the house purchase method to shoot a house.
2. If both husband and wife are foreign hukou, not local hukou in Shanghai, then one of them needs to pay insurance for more than 5 years to buy a suite. If both parties are Shanghai natives, then neither spouse nor their parents can own more than two suites and can buy a house. If you are single and you already have a property under your name, you can't buy a house in Shanghai. Of course, it is not good to shoot a house according to law.
3. If one of the husband and wife is a local and the other is a foreigner, then the first suite can be purchased with a foreign account, but it also needs to pay insurance and personal income tax for more than 5 years. If it is a local account, it will be restricted.
What are the risks of the auction house and what should we pay attention to? 1, the risk of buying a house is still relatively large. For example, there is probably no way to settle down. At the time of sale, if the original owner's account has not moved out, there is no way to settle down after buying such a house.
2. If you buy an auction house, you may not be able to move in immediately. This house may have been rented or mortgaged before it was bought.
3. The auction house will also have some advantages of its own, for example, the price advantage is relatively large, there is no purchase restriction policy of the auction house, and it is safer to trade.
Can I apply for a mortgage loan according to law? Mortgage loans can also be applied to a legal auction house. When handling loans, whether it is the loan interest rate, loan ratio or loan duration, it is actually the same as ordinary second-hand houses. When applying for a loan, the applicant also needs to meet the corresponding conditions before applying.
The above is about the purchase conditions of Shanghai auction house in 2022. General property buyers need to be qualified to buy a house in Shanghai. It is usually restricted to single people in other places. In addition, if they are single in Shanghai and have a house under their name, they are also restricted.