The main problems existing in the topic selection of undergraduate dissertations in finance are:

(A) the ideological attention is not enough, and the topic is optional

In actual teaching, on the one hand, many teachers have the idea of "attaching importance to graduate papers and ignoring undergraduate papers", and they are not careful in guiding undergraduate papers, have less guidance times, communicate with students and do not pay attention to students' topic selection. They often let students choose their own topics without giving corresponding guidance and suggestions, or the reference topics put forward have remained unchanged for many years and have long lost their choice value.

On the other hand, undergraduates "pay more attention to work than thesis", and are busy all day applying, practicing and taking the postgraduate entrance examination, thinking that their studies have been completed, and their graduation thesis is just a formality, so the topic of the thesis is casual, lacking in thinking, and just coping with things. The opening report of undergraduate graduation thesis should be the key link for students to initially determine the topic and for teachers to make suggestions.

However, in teaching, there are many cases in which students don't hand in or even fill in the opening report after completing the thesis, and the opening of the thesis is a mere formality.

(B) choose a "big and wide" macro topic, which makes writing difficult to control.

Macro-research is often a field and a directional problem. According to the knowledge level of finance undergraduates and the requirements for the length of graduation thesis, undergraduates lack the professional foundation and research ability necessary for studying such topics, so it is difficult not only to collect materials, but also to write things that often lack depth.

For example, on the target choice of China's monetary policy, on financial risk and supervision, and on the business development of commercial banks are too macro and too big. Monetary policy objectives include final objectives, medium-term objectives and short-term objectives, involving fiscal policy, interest rate and monetary policy.

Financial risks include credit risk, liquidity risk, interest rate risk, exchange rate risk and operational risk. Commercial banking business includes asset business, liability business and off-balance sheet business. Every specific question is an article, and it is best to write it in one of them, such as: the choice of the intermediate target of China's monetary policy (whether interest rate or money supply is the intermediate target).