1. 1 risk and risk management
1. 1. 1 risk
1. 1.2 Risk management
1.2 Introduction to Insurance
1.2. 1 the meaning of insurance
1.2.2 differences and connections between insurance and similar economic behaviors
1.2.3 insurance elements
1.2.4 characteristics of insurance
1.2.5 insurance classification
1.3 automobile insurance and its types
1.3. 1 definition of automobile insurance
1.3.2 Basic concepts related to automobile insurance
1.3.3 automobile insurance elements
1.3.4 characteristics of automobile insurance
1.3.5 Functions of automobile insurance
1.3.6 the role of automobile insurance
1.3.7 types of automobile insurance
1.4 the emergence and development of automobile insurance
1.4. 1 the emergence of automobile insurance
1.4.2 development of automobile insurance
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Chapter II Principles of Automobile Insurance
2. 1 principle of insurable interest
2. 1. 1 The meaning of insurable interest
2. 1.2 Conditions of insurable interest
2. 1.3 types of insurable interests
2. 1.4 Term of insurable interest
2. 1.5 Significance of insurable interest principle
2. 1.6 Application of insurable interest principle in automobile insurance practice
2.2 The principle of utmost good faith
2.2. 1 the meaning of the principle of utmost good faith
2.2.2 Obligations to be fulfilled by the principle of utmost good faith
2.2.3 The role of the principle of utmost good faith
2.2.4 Similarities and differences between the principle of utmost good faith and the principle of good faith
2.2.5 The significance of adhering to the principle of utmost good faith
2.2.6 The application of the principle of utmost good faith in automobile insurance practice
2.3 principle of loss compensation
2.3. 1 meaning and content of the principle of loss compensation
2.3.2 Significance of the principle of loss compensation
2.3.3 Exceptions to the principle of loss compensation
2.3.4 Application of loss compensation principle in automobile insurance practice
2.4 principle of proximate cause
2.4. 1 the meaning of the principle of proximate cause
2.4.2 The emergence of the principle of proximate cause
2.4.3 provisions of the principle of proximate cause
2.4.4 Application of proximate cause principle in automobile insurance practice
2.5 the principle of subrogation
2.5. 1 The meaning and significance of the principle of subrogation
2.5.2 The content of the principle of subrogation
2.6 Distribution principle
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Chapter III Automobile Insurance Contract
3. 1 automobile insurance contract
3. 1. 1 Concept and characteristics of automobile insurance contract
3. 1.2 automobile insurance contract format
3. 1.3 subject and object of automobile insurance contract
3.2 Contents and Interpretation of Automobile Insurance Contract
3.2. 1 contents of automobile insurance contract
3.2.2 Interpretation of automobile insurance contracts under various circumstances
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Chapter IV Automobile Insurance Rates
4. 1 Principles for determining automobile insurance rates
4. 1. 1 principle of fairness and reasonableness
4. 1.2 principle of guaranteed repayment
4. 1.3 principle of relative stability
4. 1.4 Promote the principle of loss prevention
4.2 Determination of automobile insurance premium rate
4.2. 1 Basic concept and mode of automobile insurance premium rate
4.2.2 Method for determining automobile insurance premium rate
4.2.3 Motor vehicle insurance rate table
4.3 Calculation of insurance premium and selection of insurance types
Calculation of insurance premium
4.3.2 Select the insurance type
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Chapter V Compulsory Liability Insurance for Automobile Traffic Accidents
5. 1 Compulsory automobile liability insurance system
On behalf of 5. 1. 1 compulsory automobile insurance
5. 1.2 The meaning of compulsory automobile liability insurance
5.2 Foreign automobile liability compulsory insurance
5.2. 1 American automobile liability compulsory insurance
5.2.2 German automobile liability compulsory insurance
5.2.3 Compulsory automobile liability insurance in Japan
5.2.4 British automobile liability insurance
5.3 China compulsory automobile liability insurance
5.3. 1 Background of the formulation of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents
5.3.2 Significance of compulsory motor vehicle traffic accident liability insurance in China
5.3.3 Characteristics of compulsory traffic accident liability insurance in China
5.3.4 Relationship between compulsory motor vehicle traffic accident liability insurance and commercial third party liability insurance
5.3.5 Applicable object of compulsory motor vehicle traffic accident liability insurance in China.
5.3.6 Business entities of compulsory motor vehicle traffic accident liability insurance
5.3.7 Objects and contents of compulsory motor vehicle traffic accident liability insurance.
5.3.8 Policy and unified sign of compulsory motor vehicle traffic accident liability insurance
5.3.9 Detailed Rules for Compulsory Automobile Liability Insurance in China
5.4 motor vehicle traffic accident liability insurance underwriting
5.4. 1 underwriting code of practice
5.4.2 Code of Practice for Claim Settlement
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Chapter VI Automobile Insurance Clauses and Instructions
6. 1 automobile loss insurance
6. 1. 1 American automobile loss insurance
6. 1.2 China vehicle loss insurance
6.2 Motor vehicle third-party liability insurance
6.2. 1 Insurance liability of motor vehicle third party liability insurance
6.2.2 Exemption from motor vehicle third party liability insurance
6.2.3 Liability limit of motor vehicle third party liability insurance
6.2.4 insurance period
6.2.5 Obligations of the Insurer and the Insured
6.2.6 Compensation Treatment of Motor Vehicle Third Party Liability Insurance
Insurance premium adjustment
6.2.8 Modification and Termination of the Contract
Interpretation of related terms
6.3 Additional risks of automobile insurance
6.3. 1 Additional risks of body insurance
6.3.2 Additional Risks of Third Party Liability Insurance
Special liability insurance
6.4 2007 version of commercial auto insurance
6.4. 1 Main contents and changes
6.4.2 Relationship between industrial terms and products owned by insurance companies
6.4.3 Some suggestions for consumers in the implementation of new industry clauses
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Chapter VII Automobile Insurance and Underwriting Practice
7. 1 insurance practice
7. 1. 1 Choice of motor vehicle insurance
7. 1.2 nature of insurance policy
7. 1.3 Basic requirements for filling in insurance policies
7. 1.4 Fill in the application form
7. 1.5 principle of choosing insurance
7. 1.6 Selection of automobile insurance mode
7. 1.7 automobile insurance process
7.2 underwriting practice
7.2. 1 underwriting principle
Importance of underwriting
7.2.3 Review the insurance application form and inspect the vehicle.
7.2.4 Approved insurance rates
Calculation of insurance premium
Underwriting
7.3 Preparation and release of documents
Make an insurance policy
7.3.2 Review insurance policies
7.3.3 Collection of insurance premium
7.3.4 Issuing insurance documents
7.3.5 Supplementary records of insurance documents
7.3.6 Classification and filing of insurance documents
7.4 Updates and amendments
7.4. 1 renewal
rectify
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Chapter VIII Practice of Automobile Insurance Claims Settlement
8. 1 Overview of automobile claim
8. 1. 1 The meaning of auto insurance claims
8. 1.2 principles of auto insurance claims
8. 1.3 Requirements of auto insurance claims personnel
8.2 auto insurance claims processing procedures
8.2. 1 Accept the case
8.2.2 Arrange investigation and damage assessment.
8.2.3 Field investigation and damage assessment
Approved compensation
Payment has been closed.
8.2.6 Typical Special Case Handler
8.3 Procedures and methods of site survey
Classification of dangerous places
8.3.2 Site survey procedures
8.3.3 Field investigation work
8.3.4 Key points of site investigation of typical traffic accidents
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Chapter IX Case Analysis of Automobile Insurance and Claims Settlement
9. 1 Vehicle loss insurance case
9.2 Cases of Third Party Liability Insurance
9.3 the situation of additional risks
9.4 Comprehensive Insurance Case
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Chapter 10 automobile consumption loan and its insurance
10. 1 automobile consumption loan
10. 1. 1 consumer loans and their types
10. 1.2 automobile consumption loan
10. 1.3 automobile consumption loan management
10. 1.4 Operation process of automobile consumption loan
10.2 automobile consumption loan guarantee insurance
1.2. 1 guarantee insurance
10.2.2 Practical process of automobile consumption loan guarantee insurance
10.3 automobile installment credit insurance
10.3. 1 credit insurance
10.3.2 automobile installment credit insurance
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Appendix A Insurance Law of People's Republic of China (PRC) (2009 Edition)
Appendix B China Motor Vehicle Insurance Clauses
Appendix c road traffic accident handling procedures
Appendix D Provisions on Procedures for Handling Road Traffic Safety Violations
Appendix E Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents
refer to