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Yin Zhichao's main argument
Financial Availability, Financial Market Participation and Household Asset Selection, Economic Research No.3, 20 15.

Financial knowledge, investment experience and family asset selection, economic research, No.4, 20 14.

Information asymmetry, enterprise heterogeneity and credit risk, Economic Research, No.9, 20 1 1.

Tobacco, alcohol and income, economic research, 10, 20 10.

An Empirical Study on Wage Difference between Public Sector and Non-public Sector, Economic Research, No.4, 2009.

Financial knowledge, entrepreneurial decision-making and entrepreneurial motivation, managing the world,no. 1 issue, no.20 15.

The Impact of Housing Reform on Household Durable Goods Consumption in China, Economics (Quarterly), No.4, 2009.

Analysis of Family Assets and Housing Demand in China, Financial Research, No.4, 20 13.

Marketization process and commercial bank risk, financial research, 20 14,no. 1.

Bank-enterprise relationship, banking competition and borrowing cost of small and medium-sized enterprises, financial research, 20 15,no. 1.

Financial knowledge and family portfolio diversity, Economist, No.6, 20 15.

Non-monetary income, wage difference and education report, Journal of Economics, No.3, 20 14.

Agricultural Loan, Monetary Policy and Default Risk, China Rural Economy, No.3, 20 14.

The Latest Development of Family Finance Research in China —— Summary of China Family Finance Research Forum, Economic Research No.9, 20 14.

The Mystery of High Savings of China Enterprises, Statistical Research, No.2, 20 15.

Credit Constraint and Household Asset Selection: An Empirical Study Based on the Survey Data of Household Finance in China, Investment Research,No. 1 issue, 20 15.

Research on the ability of individual investors to choose stocks at the right time in China stock market, Investment Research,No. 12, 20 15.

A summary of the research on the puzzle of limited participation in the stock market, Economic Review, No.6, 20 13.

Accumulation of Healthy Human Capital and Farmers' Income Growth, China Rural Economy,No. 12, 2009.

Effect of nutrition and health on the wages of urban residents, Financial Science, No.6, 20 14.

Circulation cost is an important factor to determine the competitiveness of agricultural products, The Economist, No.6, 2003.

Product differentiation and improvement of competitiveness of agricultural products in Panxi, China rural economy,No. 12, 2002.

Government and market economy management and economic theory in the development of high-tech industries 200 1No. 1 1.

Farmers' Financing Behavior and Farmers' Income: An Analysis Based on Survey Data in Sichuan, Shandong Economy, No.2, 201/.

Impact of housing reform on durable goods consumption in China, China Economic Review, 20 10.