Judging from the auto insurance claims documents and insurance companies, it is generally believed that there are two kinds of Ping An insurance, one is compulsory insurance, which is the vehicle insurance that must be insured according to the laws of China. If other people are injured, resulting in casualties or economic losses, the insurance company has the responsibility to compensate the insured within the insurance compensation limit. The survey of auto insurance claims shows that the insurance company needs the insurance premium paid by the insured, and the average family car is more than 900 yuan every year, and the annual price of more than six seats is more than 100 yuan. According to the law of our country, compulsory insurance is the insurance that people must buy when insuring vehicles.
The other is commercial insurance. According to the auto insurance claim documents, there are two kinds of commercial insurance, one is basic insurance, and the basic insurance includes insurance for vehicle loss. Third-party liability insurance, vehicle theft insurance, driver's seat insurance, seat insurance for people on board. Another kind of insurance is additional insurance, which mainly includes many small types of insurance, such as vehicle glass breakage insurance, vehicle self-ignition insurance, vehicle scratch insurance, special insurance excluding deductible, etc. This kind of additional insurance cannot be purchased separately. People can only buy this kind of additional insurance after purchasing the corresponding basic insurance. The price is stipulated by the insurance company, so people will buy it differently. If people don't have problems in the last year when they buy, the cost will be reduced when they buy again. If there had been an accident last year, the cost would have increased when they bought it again. The base here is not fixed, and it will be adjusted by insurance companies every year.
Now many papers on auto insurance claims will write about the types of insurance we buy now. In terms of types of insurance, China's insurance is also very rich, which is convenient for people to choose to buy.
When people learn about the types of insurance, they can learn about it on the websites of various insurance companies, and each insurance company's website will have a clear introduction. There are many types of insurance in the online shopping mall of Ping An Insurance Company, and the price is favorable. Combination insurance discount 15%, fast claim settlement, can help car owners solve their urgent needs.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.