Research on the Industrial Injury Insurance System of Migrant Workers in China during the National Day
With the acceleration of industrialization and urbanization in China, more and more rural surplus laborers have moved to cities for employment, forming a special social group-migrant workers. They have made great contributions to the prosperity and development of the city and the economic construction of the country. However, due to various conditions, migrant workers are mostly engaged in industries with high risks and frequent occupational diseases, such as construction and mining, and lack the necessary labor protection, making migrant workers the main victims of occupational disasters in China at this stage. From the endless stream of industrial accidents of migrant workers to the surprising scale of occupational disease groups of migrant workers, and the numerous labor disputes caused by them, it is decided that China should strive to solve the problem of industrial injury insurance for migrant workers and establish and improve the industrial injury insurance system for migrant workers. The first part of the paper defines the definition of migrant workers, analyzes the origin of migrant workers' problems and summarizes the group characteristics of migrant workers; The second part of the paper defines some concepts involved in migrant workers' industrial injury insurance, introduces the development course of migrant workers' industrial injury insurance in China, analyzes the development law of industrial injury insurance in developed countries and the main modes of industrial injury insurance for migrant workers in China at present, and expounds the necessity of solving the problem of industrial injury insurance for migrant workers. The third part of the paper takes the industrial injury insurance for migrant workers in Weifang City as an example, and through the empirical analysis of the existing data, analyzes the problems existing in the current industrial injury insurance system for migrant workers in China, such as low coverage, difficulty in protecting the rights and interests of injured workers, unreasonable rate mechanism, imperfect prevention mechanism, and the failure to play a role in industrial injury rehabilitation, etc., and discusses the relevant reasons, and introduces some innovative practices of industrial injury insurance for migrant workers in Weifang City. The fourth part of the paper puts forward some countermeasures and suggestions to solve the problem of migrant workers' industrial injury insurance, namely, reforming the current dual household registration system, improving the legal system construction of migrant workers' industrial injury insurance, establishing a scientific and effective rate mechanism, strengthening the combination of migrant workers' industrial injury insurance and industrial injury prevention, attaching importance to industrial injury rehabilitation, and strengthening law enforcement and supervision. In addition, in order to better safeguard the rights and interests of migrant workers, a new idea of "subrogation" is put forward.
Keywords: countermeasures and suggestions for migrant workers' industrial injury insurance
Degree awarding unit: Shandong Normal University
Degree level: Master's degree
Year of degree award: 2009
Classification number: F842F249.2
DOI: China HowNet: CDMD: 2.2009.125180.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.