Question 2: Why should the finance major study economics? I will answer this question from both theory and practice.
First, in theory. If finance is divided into macro-finance and micro-finance (this division may not be unanimously recognized by academic circles), macro-finance, that is, money banks and international finance, is essentially macroeconomics, just an extension of macroeconomics in the field of monetary finance, and its basic logical assumptions and analytical framework are consistent with macroeconomics.
In addition, the basic logic of microfinance is asset pricing, corporate finance, investment science and so on. It is consistent with microeconomics, and the concepts and thinking methods of microeconomics such as game theory, information asymmetry and adverse selection are widely used in financial research. Of course, micro-finance is different from macro-finance, and it is not suitable as microeconomics in essence, because its basic analysis method, no arbitrage analysis, has changed qualitatively compared with the supply and demand analysis of microeconomics, making their pricing methods different from relative pricing and absolute pricing. Microfinance can be regarded as an independent discipline, but it has a deep relationship with microeconomics, so it is very helpful to study microeconomics.
Regarding the differences and connections between economics and finance, it is suggested to read the paper "Discussion on the Correlation between Finance and Economics" by Professor Zheng Zhenlong and Professor Chen Rong (Economics Trends, No.2, 2005). It explains the discipline origin of economics and finance, and explains the relationship between supply and demand analysis of economics and no-arbitrage analysis of finance at present. In fact, after reading this paper by the professor and his wife, I don't need to answer this question anymore.
Secondly, from the perspective of practice. Graduates majoring in finance have a high probability of working in financial institutions. Financial markets, especially those in China, are closely related to macroeconomic environment, industry development and policies. Without the theoretical basis of economics, it is difficult to grasp these problems from a big direction.
Question 3: Why is economics so important? There is a story. Once upon a time, a lucky man was taken by God to visit heaven and hell.
They first came to hell and saw a group of people around a big pot of broth, but they all looked malnourished, desperate and hungry. Look carefully, everyone is holding a spoon that can reach the pot, but the handle of the spoon is longer than their arm, so they can't put anything in their mouth. They look miserable.
Then, God took him to another place. This place is exactly the same as before: a pot of soup, a group of people, the same long-handled spoon. But everyone is happy and eating happily. God told him that this is heaven.
The tourist is puzzled: Why are the results of two places in the same situation so different? Finally, after careful observation, he finally saw the answer: it turns out that everyone in hell wants to scoop their own broth; Everyone in heaven is feeding another person across the street with a spoon. As a result, people in hell are very hungry, and people in heaven eat well.
This fable helps to illustrate what economics is. The survival of mankind is inseparable from the production of material wealth. However, different social organizations, different interpersonal arrangements, the efficiency of wealth production is very different. Economics is the study of how human society organizes and realizes the effective production of wealth.
Economics can explain why Americans have money, and the same labor is paid more in the United States, and people want to immigrate to the United States. Short-sighted people often think that it is because of the advanced technology in the United States, but people who understand economics will have different answers. Economics not only answers the gap between the rich and the poor in today's countries, but also answers why human history entered a period of rapid wealth growth after the19th century. Of course, we can also answer how China's per capita income has increased four or five times since the reform and opening up 25 years ago, and what is the potential for future income growth. The importance of such a science goes without saying.
From the content point of view, economics is mainly divided into three aspects:
The first is microeconomics. As long as the market exists, supply exceeds demand, prices rise and supply exceeds demand, we can always buy things with reasonable prices and never starve people (except penniless people). If people starve to death on a large scale, it is because the market has been destroyed. Either because of war or because of human stupidity. A few people starve to death because they have no money, not because they have no food. Because of the fluctuation of price and the nature of human pursuit of interests, various resources will flow to the most needed places with the change of price. Every kilowatt-hour produced by a power plant has many uses, and it will be used in the most urgent places under the guidance of price. At the same time, because of the possibility of substitution, food can be replaced by fruits and meat, and oil can be replaced by coal and atomic energy. The production and consumption structure of society is flexible to meet the constraints of the earth's resources.
Market is very important. It ensures that we can buy what we need at a reasonable price. Through market competition, production and demand can be matched, and the economic structure can be adjusted frequently to adapt to the changing population, resources, preferences and scientific and technological progress. Market competition can eliminate inefficient production and consumption and keep the society completing economic activities efficiently. Since the market is so important, we should further study how the market is established, maintained or destroyed. This kind of experience can be explored from human history, and can also be understood from the comparison of reality in today's world.
What are the difficulties in establishing a market economy? The first is that everyone is equal before the law. In a powerful society, rulers don't need to obey the law, they can do whatever they want and oppress the people. The rights and interests of ordinary people are not guaranteed, and the wealth they have worked so hard to create is easily deprived by powerful people. People strive to be strong and really want to engage in production. In the future, it will become more and more difficult and costly to deprive others of their wealth, and people will turn to producing wealth instead of competing for power. However, the market economy divides people into the rich and the poor, and money can exchange power, so legal equality is not easy to achieve, and the rich often get more legal protection.
Secondly, the establishment of property rights. Private property should be strictly protected from any powerful person, especially * * *. If property rights are not guaranteed, you can take other people's things for yourself through extortion. What's the point of exchange? * * * Infringement of private property often has a set of high-sounding reasons, which actually undermines the establishment of a market economy. Property can be violated for a reason, and there will be no future trouble ... >>
Question 4: Why do you want to study economics? 1. Modern economics came into being and developed in the practice of early developed market economy countries, and learning modern economics is tantamount to a free lunch.
A lot of human knowledge is late-developing, especially after experience. As a post-developing country, we have a late-developing advantage not only in economic development, but also in economic research. Market economy countries that developed earlier had initial exploration, magnificent development, smooth sailing, twists and turns, successes, failures and lessons. Modern economics, as a record, reflection, induction, summary and foresight, is abstract and vivid, but despite its theoretical characteristics, it shows the essence of practice. Modern economics, born and developed on the basis of early economic practice, is a precious spiritual wealth of human beings, just like the achievements of natural sciences such as mathematics, physics and chemistry, and illuminates human beings. When we learn from Marx's Das Kapital not only the general laws of the development of capitalist society, but also the relevant laws of the operation of market economy; When we went from Adam. When Smith felt the charm and inevitability of market economy in the study of the nature and causes of national wealth; When we understand macro-control from Keynes's General Theory of Employment, Interest and Money; When we grasp the basic principles of microeconomic operation and personal decision-making from Marshall's economic principles; When we understand from Becker's economic analysis of human behavior that economics is the art of understanding life; When we understand the general law of institutional change from the new institutional economics, we feel that the content of economics is profound, rich and full, thriving and full of vitality. Today's economics has become an economic empire. Based on this, we also feel the advantage of learning economics. We can learn, learn from and develop our own economics on the basis of inheritance. We don't have to go through everything from the beginning. We can't deeply understand our feelings, only what we understand can make us feel more deeply. Studying economics helps us to understand and grasp the realistic trend of socialist market economy-market economy is not only special, but also the same. Learning modern economics, which cannot be produced on the basis of natural economy and is very important to us, is tantamount to a free lunch. Facing the development experience, especially the lessons, we should fully realize the urgency and importance of studying economics.
Second, studying economics helps mankind to choose a market economy, and studying economics is conducive to understanding the socialist market economy.
From the big and social aspects, economics chose the market economy in comparison. Now it seems that the market economy is really like Adam? As Smith said, you can make your country and people rich. Three great industrial revolutions all took place in market economy countries. All the developed countries implement the market economy system, and all the economically developed areas in China are without exception. To choose a market economy, we must let the market play a decisive role in resource allocation.
It is the general law of market economy to let the market play a decisive role in resource allocation. The reason why the market should play a decisive role in resource allocation is because practice has proved that it is the most effective to let the market play a decisive role in resource allocation. The reasons are as follows: First, the owners of various resources will allocate resources to the most efficient place under given conditions, thus making the overall resource allocation the most efficient. Second, the allocation of resources is completed through transactions and competition, which can stimulate the potential of various resources to the maximum extent. Third, the information of market allocation resources is transmitted horizontally, with real content, fast transmission speed and low social organization cost. Under the leadership of administrative power, the vertical transmission of information is not only distorted, but sometimes delayed. Fourth, the main body of resource allocation in market economy is entrepreneurs, and entrepreneurship makes them know how to allocate resources best. * * * What needs to be done is to play an efficient role within the smallest and possibly best functional scope. The market and * * * give full play to their comparative advantages, and the organic combination of the two can maximize the efficiency of the system. Of course, the combination of "invisible hand" and "visible hand" depends on a country's history, culture, tradition and tasks at that time. Both "invisible hand" and "visible hand" should play a good role under given conditions.
Third, economics reveals the characteristics of laws and warns us that economic development must follow economic laws and natural laws.
If the economic development of a country or society bears the brunt ..... >; & gt
Question 5: Why do ordinary people study economics? Economy is everywhere in people's lives. Ordinary people's food, clothing, housing and transportation are also closely related to economic development and prices, and family financial management is also affected by interest rates, stock markets and other factors. For example, ordinary people's deposits, if the deposit interest rate is lower than the price increase rate, your savings are equal to depreciation, which is not cost-effective. At this time, we need to find higher-yield channels for investment. If you plant land, don't plant corn when the price is low, and consider planting mung beans when the price is high.
Therefore, everyone should know something about economics, which is very beneficial to your life and family career.
Question 6: The reason for studying economics is 1, which is needed for graduation.
2. We can know how those economic experts lie. Avoid investment mistakes/.
3. It is easy to find a job.
Question 7: Why can't economics be understood? Not exactly. In what environment do you need to understand a lot of things slowly. Just memorize it first, and you will understand it naturally when you use it.
Question 8: Why do teenagers study economics? Why do teenagers study economics?
There is a story. Once upon a time, a lucky man was taken by God to visit heaven and hell.
They first came to hell and saw a group of people around a big pot of broth, but they all looked malnourished, desperate and hungry. Look carefully, everyone is holding a spoon that can reach the pot, but the handle of the spoon is longer than their arm, so they can't put anything in their mouth. They look miserable.
Then, God took him to another place. This place is exactly the same as before: a pot of soup, a group of people, the same long-handled spoon. But everyone is happy and eating happily. God told him that this is heaven.
The tourist is puzzled: Why are the results of two places in the same situation so different? Finally, after careful observation, he finally saw the answer: it turns out that everyone in hell wants to scoop their own broth; Everyone in heaven is feeding another person across the street with a spoon. As a result, people in hell are very hungry, and people in heaven eat well.
This fable helps to illustrate what economics is. The survival of mankind is inseparable from the production of material wealth. However, different social organizations, different interpersonal arrangements, the efficiency of wealth production is very different. Economics is the study of how human society organizes and realizes the effective production of wealth.
Economics can explain why Americans have money, and the same labor is paid more in the United States, and people want to immigrate to the United States. Short-sighted people often think that it is because of the advanced technology in the United States, but people who understand economics will have different answers. Economics not only answers the gap between the rich and the poor in today's countries, but also answers why human history entered a period of rapid wealth growth after the19th century. Of course, we can also answer how China's per capita income has increased four or five times since the reform and opening up 25 years ago, and what is the potential for future income growth. The importance of such a science goes without saying.
From the content point of view, economics is mainly divided into three aspects:
The first is microeconomics. As long as the market exists, supply exceeds demand, prices rise and supply exceeds demand, we can always buy things with reasonable prices and never starve people (except penniless people). If people starve to death on a large scale, it is because the market has been destroyed. Either because of war or because of human stupidity. A few people starve to death because they have no money, not because they have no food. Because of the fluctuation of price and the nature of human pursuit of interests, various resources will flow to the most needed places with the change of price. Every kilowatt-hour produced by a power plant has many uses, and it will be used in the most urgent places under the guidance of price. At the same time, because of the possibility of substitution, food can be replaced by fruits and meat, and oil can be replaced by coal and atomic energy. The production and consumption structure of society is flexible to meet the constraints of the earth's resources.
Market is very important. It ensures that we can buy what we need at a reasonable price. Through market competition, production and demand can be matched, and the economic structure can be adjusted frequently to adapt to the changing population, resources, preferences and scientific and technological progress. Market competition can eliminate inefficient production and consumption and keep the society completing economic activities efficiently. Since the market is so important, we should further study how the market is established, maintained or destroyed. This kind of experience can be explored from human history, and can also be understood from the comparison of reality in today's world.
What are the difficulties in establishing a market economy? The first is that everyone is equal before the law. In a powerful society, rulers don't need to obey the law, they can do whatever they want and oppress the people. The rights and interests of ordinary people are not guaranteed, and the wealth they have worked so hard to create is easily deprived by powerful people. People strive to be strong and really want to engage in production. In the future, it will become more and more difficult and costly to deprive others of their wealth, and people will turn to producing wealth instead of competing for power. However, the market economy divides people into the rich and the poor, and money can exchange power, so legal equality is not easy to achieve, and the rich often get more legal protection.
Secondly, the establishment of property rights. Private property should be strictly protected from any powerful person, especially * * *. If property rights are not guaranteed, you can take other people's things for yourself through extortion. What's the point of exchange? * * * Infringement of private property often has a set of high-sounding reasons. Actually, this is ... >>
Question 9: Why did you choose economics or choose economics as your major? Because the employment prospect of economics is very good.
First, what is economics;
Economy is the creation, transformation and realization of value; Human economic activities are activities that create, transform and realize value and meet the needs of human material and cultural life. Economics is a theory that studies the law of human economic activities, that is, the law of creation, transformation and realization of value-the law of economic development, which is divided into political economics and scientific economics.
Second, China economics;
China economics is a highly original new economic paradigm founded by China people themselves, which is fundamentally different from the existing western schools of economics in theoretical basis, system structure and practical function. It not only reflects the general economic laws of mankind, but also reflects the special economic laws of China. It can effectively explain China's economic phenomenon, guide China's economic development, and become the theoretical basis for China to establish a perfect market economic system.
Third, western economics;
Western economic paradigm is an economic paradigm established by using western linear asymmetric thinking mode, which belongs to political economy that reflects the law of economic development unilaterally. Based on general equilibrium theory, allocation economics and price economics, with the assumption that rational man is selfish "economic man" as the theoretical starting point, private ownership as the economic basis, price mechanism as the core mechanism of the market, competition as the fundamental driving force of economic development, game as the behavior mode of economic subject, profit maximization as the ultimate goal of microeconomics, and maximization of GDP economic scale as the ultimate goal and basic model of macroeconomics, The structure and function of western economics are characterized by linear asymmetric thinking mode and reductionist thinking mode. They are good at quantitative analysis and oppose positivism and standardization of economics in the name of "positivism". Linearity, abstraction and one-sidedness are the basic characteristics of western economic paradigm.
Fourth, the employment direction of economics;
Economic forecasters and analysts
Career Profile: This position is distributed in various industries, but it is generally only set up in relatively large companies and economic decision-making departments in China. Mainly responsible for the collection and analysis of various market data. With the continuous improvement of marketization, the importance of market research and analysis will become more and more obvious.
Foreign trade personnel
Career profile: selling products produced by "world factory" to foreign customers; Looking for foreign sources for domestic customers.
Marketing personnel
Career Profile: As long as there are products and services for sale, there will be sales positions for recruitment. For industries with technical background such as telecommunications and software, the demand for sales will continue to rise. Even in the non-technical field, sales position has always been one of the most demanding job categories in the market.
Management position
Career profile: Most of the first management positions of college students are front-line managers, such as production management, administrative management, personnel management and financial management.
Bank employee
Career profile: Graduates majoring in economics can work in banking, such as policy banks such as Development Bank and Agricultural Development Bank, four major banks, joint-stock banks, city commercial banks, rural commercial banks, village banks and branches of foreign banks. And they can also work in regulatory agencies such as the People's Bank of China or the Banking Regulatory Bureau.
Securities, trusts, funds and other employees
Career introduction: To enter securities, trusts, funds and other financial institutions, it is best to take some qualification certificates. Such as CFA, securities qualification certificate, etc.
Others (teachers, civil servants, etc.). ).
Question 10: Why do I like economics? I like economics, because I think studying economics can give people the ability to see the world from another angle! The thinking mode of economics is somewhat different from other disciplines. It analyzes problems from different angles, which is abstract but not comprehensive. Mainly to teach people how to look at problems from a new perspective, but I think the most important thing is to look at problems dialectically. As the teacher said: the master always sees the world in harmony! Just because the host can see both sides of things, everything feels harmonious and fair! Take corruption for example, I believe everyone will curse corruption in public! It is normal to scold corruption, but people often scold corrupt people, not corruption itself. I believe that a normal economist will not scold them like this, because they know that the psychology of corruption is a normal psychology of people. Do not deny that if you are now the director of Momo Bureau, will you be corrupt? I'm sure I will (if I don't have to say it to my face). Be realistic, who in this world is willing to harm their own interests for others? ! Maybe you will talk about the person you love, so if the person you love doesn't love you and is destined to leave with others, will you still just pay like that? Yes, everyone is self-interested, which is the basis of economic research. In that case, is it necessary for us to scold Mo Mo people for corruption? Isn't it unnecessary? ! But we can criticize corruption, so why not focus on the social system? Why target some corrupt people? Will there be corruption after the system is established? Therefore, when we evaluate or consider some phenomena in the future, we should take ourselves into account in order to better grasp the ins and outs of things. Therefore, people who study economics can give people a feeling of being mature but not empty, objective and not scattered. Some people say that people who study economics have few loopholes, and every sentence is very rigorous, but they rarely speak (nonsense). Yes, take the word "possible" for example. People who study economics will not easily say the word "possible" because saying "possible" is an uncertainty of what they say, so why say it? You can keep silent completely, can't you? Don't say "yes" or "no" and don't tell me maybe! There are scattered words, but many words are lost! So silence is also self-cultivation. I won't give many examples, so I think the most important thing in economics is to teach people how to look at things dialectically and how to deal with people. Because economics itself is a discipline that studies human behavior, not a science.