catalogue
1
First, ask questions.
Second, take the body as the goal.
Third, the research process
Fourth, the theory of analysis and conclusion.
Fifth, the study of fruits.
Sixth, ask questions and investigate papers
Nowadays, with the continuous improvement of people's living standards, parents of middle school students overindulge their children and give them more pocket money. So, where did all this money go? What kind of financial management concept should high school students establish? These problems are of great concern to parents and society. As high school students and direct participants in consumption, we are also curious about this and want to know the ideas and practices of our peers. So, we decided to do something about the consumption situation in middle schools.
First of all, the questions raised
Second, the specific objectives
1, preset goal: I hope to get a general understanding of the consumption situation of modern middle schools through the questionnaire, find out its characteristics, analyze it with what I have learned, find out the reasons, and then put forward some reasonable suggestions.
2. Achieve the goal: understand the consumption situation of modern middle school students, analyze the reasonable side and existing problems of middle school students' consumption situation, make suggestions, write papers, and achieve the pre-designed goal.
Third, the research process
1, preparation: choose a topic, seek the guidance of teacher Li Ting, inquire about materials, and make a questionnaire on the consumption status of middle school students 100.
2. Investigation process: The subjects are boys and girls in Grade One; Survey location: classrooms and dormitories.
3. Statistical process: A total of 98 questionnaires were collected, and team members made manual statistics in their spare time.
4. Report writing: Firstly, the statistical data and the information involved in the query are carefully and thoroughly analyzed, the report format is determined, the analysis object is analyzed, and the paper is written.
Fourth, the analysis conclusion
(A) the rationality of middle school students' consumption situation
1, a reasonable consumption view
The survey results of the second question show that about 83.6% of middle school students' consumption is reasonable, and only some middle school students spend a lot. The survey results of question 11 show that 75.2% of middle school students pay attention to quality and practicality in consumption, which shows that excessive pursuit of brand-name consumption will become a thing of the past and rational consumption will gradually become the mainstream. In addition, consumption is planned, and step-by-step thinking is also emphasized by middle school students. According to the survey of the twelfth question,
2. Rationality of consumption content
According to the findings of the third question:
Learning materials are the second largest consumption content of middle school students after food consumption, which shows that middle school students attach importance to learning.
The proportion of survival consumption, development consumption and enjoyment consumption is relatively coordinated, which shows that middle school students are not only satisfied with basic consumption such as food, clothing, housing and transportation.
The consumption proportion of newspapers, magazines and audio-visual products shows that the spiritual consumption of middle school students is becoming more and more perfect, and the ways of obtaining information tend to be diversified.
3. Modernization of consumption patterns
3.4%
40.7%
7.6%
48.3%
per cent
four
48
nine
57
number of people
There will be one soon.
not have
once in a while
have
have
have
feel
situation
2. 1%
37. 1%
47.4%
13.4%
per cent
2
36
46
13
number of people
Never seen
unused
Occasionally use
be in constant use
manufacture
use
feel
situation
About bank cards
The consumption mode of middle school students has entered a new era of informationization and networking, and the fast and convenient way is favored by them.
4. Correct thinking about consumption.
The survey results of the first question show that 88. 18% of middle school students' income comes from their parents and relatives, which is stable, reliable and considerable;
The survey results of the sixth question show that 93.87% middle school students have considered the family's economic situation in the process of consumption;
The tenth question shows that 84.69% of middle school students are psychologically prepared to stand on their own feet, and 37.7% of them have already practiced it. This fully reflects that middle school students are thinking more and more rationally about consumption and more and more mature about future consumption.
6. 1%
93.9%
per cent
six
92
number of people
no
be
Does consumption consider family status?
16.2%
83.8%
per cent
16
83
number of people
no
have
Necessity of financial management education for senior high school students
27.5%
9%
2.7%
85.5%
per cent
three
10
three
94
number of people
Own labor force
Someone's savings
Other relatives
parents
wallet
(B) Problems in the consumption situation
1, one-sided consumption structure
First of all, some middle school students' consumption content is too concentrated, for example, some consumption content accounts for a large proportion; Secondly, middle school students who pursue brands also account for a certain proportion, and their consumption concept has gone astray. Middle school students should be brave, hardworking, intelligent, active and have great development potential.
2. The phenomenon of comparison is serious.
According to the cone diagram of the seventh question, middle school students have a serious psychology of keeping up with the joneses. Excessive comparison not only increases the family's economic burden, but also is not conducive to our developing good consumption habits. Therefore, middle school students should know how to restrain themselves, and parents and teachers should help correct this distorted consumption view in time.
3, parents' financial education is not in place.
From the pie chart, we know that our parents neglected to teach us how to manage money.
Education, which can easily lead to unreasonable consumption of middle school students.
Ready for self-reliance
Do you think you know how to manage money?
(3) Suggestions on cultivating reasonable consumption
1, middle school students should establish a correct concept of consumption, do not compare with others, do not pursue famous brands, and advocate the spirit of hard struggle.
2. Parents should give proper financial education to middle school students to help them establish a correct concept of financial management.
3. Schools should actively carry out financial education for middle school students, such as offering financial education courses.
Research achievements of verbs (abbreviation of verb)
1, through this study, we found that most people pay attention to quality and practicality when spending, and consider the family's economic situation. We also found some problems. Some students have serious psychology of comparing with others, which is related to family, school and society.
During the research and study, we also gained a lot. During the investigation, we treated people politely, carefully introduced the situation to unfamiliar students and learned how to communicate with others. In the process of statistical data, we concentrate on overcoming inertia, persist in our work in the face of boring data, correct our attitude and carry forward the spirit of unity and cooperation. We find ourselves more calm and mature in dealing with things.
Attachment: Questionnaire survey of middle school students' consumption
1, your source of income: A, parents B, other relatives C, your savings D, your own labor income.
2. Your average monthly expenses: A, below 300 yuan, b, 300-400 yuan, c, 400-500 yuan, d, above 500 yuan.
3. Your consumption content (from most to least, only fill in the serial number): A, clothing B, food C, Internet D, audio-visual products E, newspapers and magazines F, study materials G, fitness equipment H, cosmetics I, hairdressing J, medical K, and others.
4. Do you think the monthly expenses of senior high school students should be: A, below 300 yuan, B, 300-400 yuan, C, 400-500 yuan, D and above 500 yuan.
5. Do you think consumption is reasonable: A, reasonable B, average C, unreasonable.
6. Do you consider the economic situation when spending: A, B,No..
7. Do you think the students around you have a comparison phenomenon: A, B, no.
8. Did your parents educate you about financial management: A, often B, not often C, no.
9. Do you think it is necessary to educate senior high school students on financial management? A, Yes, B, No.
10, are you ready to stand on your own feet
Psychologically, a, b, no.
Let's leave now. A, b, no.
1 1, you are more concerned about: a, quality b, brand c, practical d, price e, whatever.
12, do you think you have made a "financial plan": a, yes, b, no.
13, do you think you know how to manage money? A I know B but I don't know.
14, have you ever used a bank card: A, B often, C occasionally, D never used, never seen it.
15, is there a bank card for you to use: A, B, C occasionally, but not D, it will be available soon.