He has published many academic papers in core journals such as Financial Research. He has 16 years experience in international business and trade financing. Worked in China Foreign Exchange Trading Center and International Business Department of Industrial and Commercial Bank of China Shanghai Branch, responsible for World Bank and international syndicated loan projects. Later, he worked for Bank of America, and was once a senior financial consultant and manager of Asian business department of Philip Technology Co., Ltd. ... In 2007, he was named as an outstanding returnee in Shanghai. He has served as the general manager of the international business department of China Minsheng Bank Shanghai Branch, the general manager of Shanghai Branch of Trade Finance Department, and the marketing director of Industrial and Commercial Finance Department of China Minsheng Bank Head Office. With Su Zongxiang's * * * International Settlement, it adopts a structure close to international settlement practice, mainly based on the changes of UCP600 and its related rules, and combined with practical business cases, systematically explains the basic theory, basic principles, basic knowledge and international practices of international settlement, reflecting the latest development in the field of international settlement in 2008, such as URR725 and SWIFT user manual, so that readers can systematically understand international settlement business. International settlement can be used as a teaching material for finance and international trade majors in colleges and universities, and can also be used as a reference for international settlement practitioners.