However, bank pension products are not the only choice for everyone to support the elderly, and there is no guarantee that they will be able to support the elderly. Because the amount of funds needed for old-age care is huge, the time for old-age care is very long, which may last for decades or even longer. The performance of the investment market and national policies will also have an impact on old-age care funds.
In addition, the yield of bank wealth management products is usually low, which may not be ideal for those who want to get higher returns after retirement. Therefore, people need to comprehensively consider their own income, risk tolerance, future expenditure and other factors according to their own specific conditions, and choose a suitable way of providing for the aged.
In short, bank wealth management products are relatively safe investment choices, but there is no guarantee that they can provide for the elderly. People need to comprehensively plan and consider their own pension plans to ensure that they can enjoy adequate economic security after retirement.
Design psychology is a newly established discipline in recent years. The teaching contents and methods of most colleges and universities are still in the stage