Recently, the "simultaneous rent and purchase" proposed in the report of the 19th National Congress has become a hot topic. Some people look forward to: renting a house can also lead a smooth life; It is predicted that a new housing market pattern will soon appear; Some people also questioned: Is it because the house price is too high to control, so we are called to rent a house? In the midst of different opinions, it is necessary to distinguish between the real intention of "renting and purchasing at the same time" and the policy orientation of "making up the shortcomings"
For a long time, "rent" has been a shortcoming of China housing market. Unlike many residents in developed countries who have long regarded renting as a "reasonable choice", renting is still the "last choice" for the vast majority of China people.
On the one hand, many people don't want to rent a house. Judging from the cultural background and consumption habits, China people have always had a preference for buying real estate, and only by owning their own houses and land can they feel safe. From the perspective of system design, after the full implementation of 1998 housing marketization, the construction of China's housing supply system started with promoting people to own property houses, and there was a situation of "heavy purchase and light rent". Judging from the market trend, the rapid rise of house prices in some cities in recent years has amplified the investment attribute and appreciation effect of houses, and enhanced the attraction of "buying"-"not losing money" has become a tried and tested "prediction", and "buying one year late and paying more than one million" has become a bloody lesson.
On the other hand, people who want to rent can't rent a good house. From the perspective of supply and demand structure, the demand for renting houses mainly comes from new citizens and young people. Although it does not have the ability to buy a house in the short term, it still has certain requirements for the quality of living. Most of the rented houses in the market are scattered houses and old houses. The supply and demand of houses are not matched enough, and the rental experience is not ideal. From the perspective of rights protection, because there is no strong law as the "backing", renters often encounter arbitrary price increases and unilateral breach of contract, which reduces the sense of stability and amplifies the sense of drift. Renting a house is unsatisfactory and unreliable. For those who were vacillating between "renting" and "buying", the idea of "buying" was strengthened.
The existence of short-board rental not only hinders the improvement of tenants' happiness, but also amplifies the pressure on the real estate market. The more people who use renting as a transitional means, the stronger the demand for housing, the more unbalanced the balance between supply and demand, the higher the house price, and even fall into a vicious circle.
How can we "untie"? There are many methods, which can not only increase the power supply, but also control the demand through binding measures. However, urban resources are always limited, and the supply cannot be increased indefinitely. Demand is also dynamic and cannot be suppressed indefinitely. In this case, strengthening the role of "rent" in the housing system aims at introducing "foreign aid", creating another "gap", alleviating the pressure of "purchase", returning the demand to rationality, stabilizing the market and winning a valuable window for establishing a long-term market mechanism. What's more, "rent" is an important realization form of "living and living".
"Rent and purchase at the same time", "merger" is the direction and "lifting" is the foundation. Let the rental market really fire up and get better, and solve the problems of market order and rights protection. For example, laws, regulations and operating rules on renting houses will be introduced as soon as possible, so that tenants and landlords can feel more at ease; Another example is to improve land, fiscal and taxation policies, support the development of large-scale leasing enterprises, and meet the escalating needs with better quality of life; Another example is to promote "the same right to rent and purchase" so that renters can enjoy the same basic public services. In short, it is necessary to make great efforts and break them one by one in order to make renting a house a "better choice".
On the other hand, the current emphasis on "rent" is due to its large historical debt and the need for "special care". This does not mean that the meaning of "purchase" will be denied in the future. For China people, their consumption habits can be upgraded, but it is difficult to change their consumption preference of having no fixed place and permanent property. We can't expect "rent" to become the "best choice" easily, nor can we ignore the demand and risk of "purchase" because we value "rent" more. For a long time to come, we will not relax our efforts to prevent speculation and squeeze bubbles. We will still speed up pilot projects such as * * * property housing and keep up with appropriate land supply and reasonable credit support. Only when the two systems of renting and buying houses are healthy and strong can different groups better realize their dreams of living in different channels.
Now the pressure to buy or rent a house is quite great, mainly because of the high price.