Hello, the calculation formula of pension is as follows: monthly basic pension = basic pension+personal account pension. Basic pension = (average monthly salary of employees on the job in the previous year when the insured retires+average monthly payment salary of the insured) ÷2× total payment period × 1% Personal account pension monthly calculation and payment standard = personal account storage amount ÷ calculation and payment months, where the average monthly payment salary of employees on the job in the previous year when the insured retires × average monthly payment wage index of the insured. Average payment wage index = (sum of payment bases in 65438+sum of average wages of employees in the current year+sum of payment bases in the second year+average wages of employees in the current year+? +Sum of payment bases in the nth year ÷ Average salary of employees in that year+deemed payment period × substitution index) ÷ Total payment period.

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