What is the growth of whole life insurance? What are the advantages and disadvantages? I have sorted out this article, and I am interested in poking: the most comprehensive strategy to increase life! What are the advantages and disadvantages? Who is suitable? How to choose? (Attached with product list)
Its protection includes the most basic death/total disability protection, as well as policy loans, insurance increase, insurance decrease, insurance reduction and claims settlement.
If you need money urgently, such as getting married, buying a house, and sending your children to college, you can reduce your insurance. Take out a sum of money and spend it first, and the remaining money in your account will continue to grow without delay.
If you really can't pay the premium, you can apply to the insurance company for relief. The insurance company will deduct the premium owed from the cash value of the policy and give it to the insurance company, but the insurance amount will be reduced accordingly.
Liduoduo Life's insurance coverage increases by 3.8% every year, that is to say, as long as people are still alive, the insurance coverage will keep increasing. Return to the capital in the fourth year, the income is 3.47% or above, the income is high, the insurance threshold is low, and the increase and decrease of insurance are supported. It is a good product.
If you are looking for quick returns, you can consider this product, which is worth choosing!
Finally, if you are interested in increasing whole life insurance, you can focus on insurance. We will answer any doubts about insurance with professional knowledge and an objective and neutral attitude, so that it is no longer difficult to buy insurance!