Ping An insurance mainly includes life insurance, property insurance, health insurance, travel insurance, liability insurance, guarantee insurance, credit insurance and investment insurance. Personal insurance refers to insurance with life, health and property as the subject matter of insurance. They are all subject matter of insurance, and the insured amount is limited. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms. Property insurance refers to the insurance in which the property is the subject matter of insurance and the insurer pays the insurance premium according to the agreed terms when an insurance accident occurs during the insurance period. Health insurance refers to a kind of insurance that takes people's health as the insurance object. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms. Travel insurance refers to a kind of insurance with the personal safety and property safety of travelers as the subject matter of insurance. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms. Liability insurance refers to the insurance whose subject matter is the liability of the insured. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms. Guarantee insurance refers to the insurance whose subject matter is the guarantee of the insured. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms. Credit insurance refers to the insurance in which the insured's credit is the subject matter, and the insurer pays the insurance money according to the agreed terms when an insurance accident occurs during the insurance period. Investment insurance refers to insurance with investment as the subject matter of insurance. During the insurance period, when an insurance accident occurs, the insurer shall pay the insurance money according to the agreed terms.

The investment value of insurance is mainly reflected in the following aspects: first, to ensure the safety of property, which can be effectively guaranteed through insurance. When an insurance accident occurs, the insurer will pay the insurance money according to the agreed terms, thus ensuring the property safety; Second, investment appreciation, insurance can help investors gain investment appreciation, and insurance companies will provide certain investment appreciation services according to investors' investment behavior, thus helping investors gain investment appreciation; Third, save costs. Insurance can help investors save costs. Insurance companies will provide certain cost-saving services according to investors' investment behavior, thus helping investors save costs.

Insurance services mainly include the following aspects: first, providing insurance consulting services, and insurance companies will provide professional insurance consulting services according to the needs of investors to help investors better understand insurance; The second is to provide insurance claims service. Insurance companies will provide professional insurance claims services according to the needs of investors to help investors better understand the insurance claims process; The third is to provide insurance investment services. Insurance companies will provide professional insurance investment services according to the needs of investors to help investors better understand the process of insurance investment, so as to gain investment appreciation.