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Does the doctor write on the medical record that his father has lung adenocarcinoma, which will affect the claim?
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Lung adenocarcinoma can be insured for critical illness, but it needs to be divided into specific situations:

1. If you are diagnosed with lung adenocarcinoma and apply for critical illness insurance, you need to submit the corresponding examination report and pathological diagnosis, and the insurance company will judge whether it meets the compensation standard according to the submitted information. If the disease definition of malignant tumor is met, the insurance company will pay compensation according to the responsibility of critical illness protection.

2. If lung adenocarcinoma is a mild malignant tumor, the insurance company will pay compensation according to the responsibility of mild disease.

3, the occurrence of the disease can not be in the waiting period, the insurance company will not pay during the waiting period. Only after the waiting period, the insurance company will pay.

If lung adenocarcinoma is diagnosed, report it to the insurance company as soon as possible; Then prepare the information of serious illness claims and apply to the insurance company for claims; After receiving the information of critical illness claims, the insurance company will conduct an audit; After approval, claims will be made according to relevant responsibilities.

Major illness claim information includes:

1, outpatient medical records, medical records of the first visit are required.

2. Hospitalization medical records, if discharged, please provide the first page of medical records, admission records and discharge summary; If you are not discharged from the hospital, you can provide relevant hospitalization information; If there is any operation, provide an operation record sheet; It is also necessary to provide pathological microscope examination, blood test and other scientific methods related to disease diagnosis.

3. The diagnosis certificate requires a disease diagnosis certificate issued by a hospital specialist.