The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Article 27 A bank offering credit card business must meet the following conditions:

(a) in line with the "People's Republic of China (PRC) Commercial Bank Law" and its supplementary provisions of the China People's Bank of assets and liabilities ratio monitoring indicators;

(2) The corresponding internal management organization;

(3) Qualified managers and technicians;

(4) Having a sound management system and safety system;

(5) Necessary telecommunication equipment and business premises;

(6) Other conditions stipulated by the People's Bank of China.

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 7? To apply for credit card business, the following written materials shall be submitted to the People's Bank of China:

(1) An application report;

(2) Articles of association of the credit card business;

(3) Resumes and relevant materials of the principal person in charge of the credit card department;

(4) Information such as the name, sample card, issue scope and issue target of the credit card to be issued, as well as relevant information of the entrusted bank or overseas institution that intends to act as an agent for overseas credit cards.

Article 8 When a domestic bank signs a credit card agency business agreement with an overseas bank, it shall submit a copy of the agreement and related materials to the People's Bank of China for the record. Banks offering credit card business shall, according to the principle of voluntariness and mutual benefit, gradually carry out joint ventures and cooperation in handling the receipt, equipment, information and card collection of RMB credit cards or overseas credit cards.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business