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Does cloud payment have anything to do with Ma Yun? Is it a product invested by Ma Yun?
Cloud payment has nothing to do with Ma Yun, nor is it a product invested by Ma Yun.

Cloud payment is a virtual means of payment. Cloud payment is a mobile payment service jointly launched by Tencent Cloud and WeChat Pay.

Cloud payment provides two functions, namely, receipt of bills and management of service providers and merchants. Service providers do not need any software development, but only need to configure it on the web page to help merchants access third-party payment.

Service providers can also use the SDK and https interfaces provided by cloud payment to integrate cloud payment into their own systems and provide personalized solutions for merchants.

Extended data:

Cloud payment terminal-providing security services anytime and anywhere

There are many forms of cloud payment terminals, including payment devices used with smart phones and tablet computers, and other intelligent multimedia cloud POS terminals using intelligent operating systems such as Android, such as Lacarra Diandianbao and UnionPay cloud POS terminals. Compared with traditional payment terminals, cloud payment terminals have four characteristics: 1. It is based on a more open and intelligent operating system. 2. It is based on Internet and mobile Internet. 3. It supports touch, large-screen color screen and experience. 4. Have the ability of business presentation and interaction, and support complex business.

Cloud Payment Terminal —— Remote Intelligent Monitoring and Management Terminal

Ensure the security and stability of terminal operation and data interaction; Cloud payment terminals cover 3G, 4G, LAN, WIFI and other multi-channel communication technologies based on broadband communication, including Internet and mobile Internet, which ensures the security of terminal transactions and data transmission. At the same time, it can actively monitor the operation, fault diagnosis and early warning functions of each terminal, improve the timeliness and accuracy of service and reduce the operation and maintenance cost; The cloud payment terminal can intelligently update applications, data and parameters remotely, and quickly meet the online requirements of new services.

Cloud Payment Cloud —— A Cloud Platform for Expanding Applications

Cloud is based on the collection of various customer data at the terminal, and helps banks/third-party operators to integrate data and achieve precise marketing through background big data analysis; With the continuous introduction of new applications, the trading cloud platform can be infinitely expanded, and various application services can be actively pushed or downloaded by customers at any time.

While ensuring security, cloud payment business model is an important means and trend for commercial banks/third-party payment operators to integrate resources and channels and sell financial and non-financial services.

References:

Baidu Encyclopedia-Cloud Payment

Tencent Cloud-What is Cloud Payment