The business of the guarantee center includes loan guarantee, entrusted loan, letter of guarantee business, investment business, government special fund guarantee, bond issuance guarantee, science and technology three expenses guarantee, listing financing guarantee, entrusted evaluation, financing consultation, etc. To meet the financing needs of SMEs from different angles.
By the end of 2008, the guarantee center had provided loan guarantees of 23.5 billion yuan to 5,246 small and medium-sized enterprises, and in 2008, it provided loan guarantees of 6.45 billion yuan to 1 120 small and medium-sized enterprises. Among them, the financing guarantee that best reflects the characteristics of high-end service industry and is most urgently needed by small and medium-sized enterprises accounts for more than 85% of the total business. The dynamic process of guarantee promotes the development of small and medium-sized enterprises, and brings about the increase of tax revenue and employment. At the same time, the guarantee center actively promotes the listing projects of SMEs. Up to now, there are 26 listed companies and 265,438+00 companies to be listed. While achieving good social benefits, the economic benefits of the guarantee center have continued to grow for ten years, and the net assets have increased from the initial financial investment of 200 million yuan to 560 million yuan. Under the guarantee of the self-created four-total risk management system, the accumulated payout ratio (balance of compensation/accumulated guarantee amount) in ten years has always been controlled within one ten thousandth, and the risk control level has set a new national enterprise record. Exceeding the target of the holding company to ensure the preservation and appreciation of state-owned assets. Because of its good business operation ability and risk control level, the guarantee center has been rated as AAA in the credit rating of guarantee institutions organized by the state for two consecutive years.
The guarantee center has basically established cooperative relations with commercial banks in Shenzhen, and adopted the principle of "one vote veto, 82 copies, three guarantees and six compensations" with 20 cooperative banks, and the one-time pass rate of the projects recommended by the company reached 96%.
Human capital is the most important capital of an enterprise, and excellent talents are the first resource of the guarantee center. By the end of September 2009, the Guarantee Center had 865,438+0 employees, who came from 22 provinces, cities and regions and graduated from 34 well-known universities at home and abroad and 65,438+04 well-known overseas universities. Master's degree or above accounts for 8 1% of the total number of employees, compound talents account for 44%, returnees account for 23%, and front-line business personnel account for 865438+. It is such a group of employees from all corners of the country, with different academic qualifications and different professional backgrounds, with a high sense of professionalism and responsibility, United as one, creating a situation in which the guarantee center has continued to grow for ten years. In 2008, due to the change of external environment and the increase of risk control difficulty, all employees did not feel afraid of difficulties. With the joint efforts of everyone, the guarantee center has overcome the adverse effects brought by the financial crisis and maintained the momentum of steady development of the organization. In the austerity days when the business circles have promised not to reduce wages and lay off employees, the total number of employees in the guarantee center increased by 18.8% in 2008 compared with the previous year, which not only reserved talents for further development, but also maintained the trend of increasing people and increasing efficiency.
The guarantee center's pursuit of scientific management is endless. Accumulated from every detail of the work, carefully summarized and analyzed, and independently innovated the management mode according to the characteristics of the industry and the operation of the organization, which achieved certain results and was widely recognized in the national industry. In 2003, the "four comprehensive" risk management system participated in the fourth Shenzhen Enterprise Management Modernization Innovation Award and won the first prize. In 2004, the construction of credit guarantee risk management system for small and medium-sized enterprises won the first prize of national enterprise management modernization innovation achievement. In 2005, Shenzhen Guarantee Center was unanimously elected as the first "Top Ten Most Influential SME Credit Guarantee Institutions in China". In 2007, he won the first prize of "the enterprise with the most independent innovation ability" in China, and was named as the "growth star" of the top ten small and medium-sized enterprises in China at the 2007 New Fortune Annual Meeting of CCTV. In 2008, he was elected as the first batch of "50 billion listed institutions guaranteed by China", and Chairman Ye was unanimously elected as the first "leader of SME credit guarantee institutions". Achievements represent the past, and the recognition and encouragement from all walks of life is an incentive and spur to the future work of the security center.
In addition, the guarantee center actively promotes the construction of the credit guarantee system, and now serves as the convening unit of the joint meeting of the heads of the national SME credit guarantee institutions, the vice-president unit of the China SME Association, and the president unit of the Shenzhen Credit Guarantee Association. It is the incubation service base of national SME credit guarantee institutions. In the past ten years, the guarantee center has been actively exploring and making efforts to alleviate the financing difficulties of small and medium-sized enterprises and promote the development of the credit guarantee industry of small and medium-sized enterprises.