Shanghai Pudong Development Bank's revenue and net profit increased by double digits year on year. The Group achieved an operating income of 97.599 billion yuan, an increase of 65.438+05.576 billion yuan and a year-on-year increase of 654.38+08.99%. After tax, the net profit attributable to shareholders of the parent company was 321060,000 yuan, an increase of 3.537 billion yuan and a year-on-year increase of 12.38%.
Liu Xinyi, president of Shanghai Pudong Development Bank, told the economy: "In the first half of the year, Shanghai Pudong Development Bank's total assets increased by 5%, its income increased, and its liabilities and asset structure changed.
Shanghai Pudong Development Bank actively optimizes the credit structure, increases the credit supply to supporting industries, high-quality customers and key areas, and realizes the incremental supply of high-quality credit; Implement effective exit of the pressure control industry and customer adjustment, and accelerate the liquidation of "zombie enterprises".
Extended data:
In the first half of the year, the retail business of Shanghai Pudong Development Bank continued to develop, and the transformation achieved remarkable results, and the overall retail scale reached a new level. In the first half of the year, the bank's net income from retail business reached 37.056 billion yuan, up 65,438+02.32% year-on-year, and the operating contribution of retail business continued to increase.
For example, according to the data of the semi-annual report, it reached 82.4036 million, a net increase of 55 1.43 million over the end of last year; The financial assets of individual customers196198.7 billion yuan, an increase of159/kloc-0.03 million yuan over the end of last year. In the first half of the year, 4,707,700 debit cards were added, a year-on-year increase of 628,654.38+0%; The credit card circulation was 42,627,300, a year-on-year increase of 25.69%.
Looking closely at the credit card business, as of June this year, the bank's credit card and overdraft have improved, and the non-performing rate has increased by 0.57 percentage points to 2.38%, which is the highest business in retail loans.
Correspondingly, the general situation of the payment system in the second quarter of 2065438+2009 released on August 23rd shows that the total outstanding credit of credit cards overdue for half a year is 83.884 billion yuan, accounting for 65.438+0. 17% of the credit balance of credit cards, accounting for an increase of 0.02 percentage points compared with the last quarter.
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