The English translation of FinancialTechnology is Fintech, which is the abbreviation of financial technology. It can be simply understood as finance+technology, which refers to the use of various scientific and technological means to innovate the products and services provided by the traditional financial industry, improve efficiency and effectively reduce operating costs.
The introduction of financial technology is as follows:
The technologies involved in financial technology have the characteristics of fast update iteration, cross-border and mixed operation, and are the superposition and integration of cutting-edge disruptive technologies such as big data, artificial intelligence and blockchain technology with traditional financial services and scenarios. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance.
More information is as follows:
Financial science and technology majors mainly study the introduction of financial science and technology, automatic data processing technology, internet financial risk management, third-party payment, and electronic banking. Main professional courses: microeconomics and macroeconomics.
Python programming, C++ programming, data structure and algorithm, econometrics, finance, modern cryptography, financial science and technology, introduction to financial engineering, corporate finance, big data and finance, financial risk management, software engineering, blockchain technology and application, artificial intelligence principle and application, etc.
As follows:
Financial technology is an interdisciplinary subject, which requires not only a solid theoretical foundation, but also computer tools to process a large amount of data. Therefore, mastering certain mathematical knowledge and programming ability is a necessary condition for us to learn financial technology well.
Financial technology has different positions according to different directions, such as brokers and funds. Specifically, on the one hand, technical programmers are needed, on the other hand, product managers need to understand finance and tell programmers the functions that need to be realized. Market researchers are also needed to study the future development trend of products. Finally, financial and administrative logistics personnel are needed.