Hu Xueyan creatively "reinvented the wheel" and even turned his competitors into friends. During Guangxu period, with the encouragement and support of Zuo, Hu Xueyan wanted to do silk business. But this kind of business is not unpopular, because Pang's silk business has become a climate in Zhejiang at that time. Despite the left backing, Hu Xueyan did not make a move, but offered to cooperate with Pang. The other party just lacks funds, and such a thing is welcome.
Hu Xueyan found that the other party also happened to have a "cold stove", that is, Pang wanted to do medical business, but lacked experience and funds. Hu Xueyan has a knack for the pharmaceutical industry. He fully supported Pang Yunjian, opened Ponzi Pharmacy in Nanxun, and cooperated with Hu Qingyu Hall in Hangzhou to burn a "cold stove" like Pang Yunjian into a "cold stove".
Hu Xueyan even used the method of "burning a cold stove" to turn hostile competitors into friends. One year, Hu Xueyan opened a bank from Zhejiang to Fuzhou, and was not allowed to accommodate Lu Junhui, a big bank in Fuzhou. Relying on himself as the president of Fuzhou Chamber of Commerce, this man attacked and crowded out Hu Xueyan in every way, leaving the Fukang bank in Hu Xueyan empty.
One day, Hu Xueyan was drinking tea in a teahouse, and overheard some guests talking at a nearby table. One of them seems to be lujun Hui from Yuancheng Bank. He boasted that his salary was good, because his business was particularly good and he received generous interest on every loan.
The man didn't know Hu Xueyan, so Hu Xueyan asked quietly, "How much money can you borrow?" The guy said cheerfully, "Because Yuan Changsheng has a good reputation, although he only has 500,000 taels of silver, he can do business with 2 million taels of silver."
Hu Xueyan soon realized that this method of "doing more with less money" reduced operating costs, but also increased risks. So I asked my assistant to deposit two hundred and two thousand pieces of silver with Yuan Changsheng. The assistant is puzzled: "Why do you want to help him when he suppresses our Fukang crazily?" Hu Xueyan said: "The most taboo in doing business is to focus on wheat and just do as I say!"
A few days later, Hu Xueyan said to his assistant, "You can go and take out the two hundred and two thousand pieces of silver. If Yuan Changsheng encounters difficulties, come back and tell me. " Sure enough, the assistant didn't get the money and came back soon.
It turned out that when Yuan Changsheng's buddy was vomiting while drinking tea in the teahouse that day, a person at another table whispered bitterly, "Don't put on airs for your grandfather here, I'll embarrass him!" Hu Xueyan is a shrewd man. He is very sensitive to the fact that someone is trying to destroy the prosperity of the Yuan Dynasty.
The man named Wang Changji is also being squeezed by Lu Junhui. He first deposited two hundred and two thousand pieces of silver with Yuan Changsheng, and then took it out on this day and spread it on the street. There is no cash to exchange, and there will be a run soon. The huge gap between cash and loans will inevitably lead to Yuan Changsheng's credit crisis.
The assistant said that Yuan Changsheng put in a good word for him and hoped that he would take the two hundred and two thousand pieces of silver back to live for a few days. After hearing the assistant's report, Hu Xueyan immediately went to Yuan Changsheng and made an appointment with Lu Junhui. In the end, Hu Xueyan not only failed to redeem the 202,000 taels of silver, but also saved 65,438+200,000 taels, which saved Yuan Changsheng. Lu Junhui is very grateful to Hu Xueyan. From then on, the two banks supported each other and wrote the story that their peers were not enemies but friends.
"Burning a cold stove" is not only a kind of life wisdom with insight into the future, but also an open-minded feeling of putting yourself in the other's shoes. While helping others, you often achieve yourself.