The transaction process of second-hand houses is guided by intermediary companies and negotiated by buyers and sellers.

First, the full purchase.

1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.

2. Transfer ownership and pay down payment.

3. Pay taxes and get a new real estate license.

4. Pay the balance when the property is delivered.

Second, the loan to buy a house.

1. Looking at the house, the buyer and the seller reached an agreement to pay the house purchase deposit.

2. Submit the loan application and sign the loan contract.

3. Property appraisal and third-party guarantee

4. Bank approval

5. Transfer ownership and pay down payment.

6. Pay taxes and get a new real estate license

7. Banks receive loan contracts and house mortgage registration.

8. Bank loans to the seller, real estate delivery and final payment.

9. The buyer repays the loan, recovers the house book after settlement, and cancels the mortgage registration.