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Why did Zhang borrow money on campus?
Zhang's campus loan is a plot in TV series, not something that happened in real life. Campus loan refers to the behavior of students borrowing from formal financial institutions or their users' lending platforms. On April 20 16, the Ministry of Education and the China Banking Regulatory Commission jointly issued the Notice on Strengthening the Risk Prevention and Education Guidance of Peer-to-Peer Lending in Bad Campus, explicitly requiring colleges and universities to establish a daily monitoring mechanism and a real-time early warning mechanism for peer-to-peer lending in campus defects, and at the same time establish a mechanism for dealing with peer-to-peer lending in campus defects.

First, the TV series "Thorn"

In the play, Miss Shishi, played by Zhang, is really bursting with acting skills, but in addition to the villain played by the user, there are also two women, Bao Wenjing. The user performed the role with the feeling of flesh and blood, instead of rainbow fart. In fact, the users in the previous episodes really hated this Zhang Baylor, and what the users did was really hateful. However, due to their well-off family, it is generally said that the user's father has money and can help the user settle many things. Are users envious? However, in the last two episodes, users have changed a lot.

Second, campus loans.

Campus loan, also known as campus online loan, refers to the loan business carried out by some online lending platforms for college students. The survey shows that the risk control measures of campus consumer loan platforms are quite different, and individual platforms are at risk of being fraudulently used as students. Some platforms that provide students with cash loans are difficult to control the flow of loans, which may lead to excessive consumption of students who lack self-control. Although campus loan has the advantages of convenient application, simple procedures and rapid loan, it also has the characteristics of lax information review, high interest rate and high liquidated damages. Students may fall into the trap of "chain loan" under the inflated consumption desire and fluky psychology, and it is urgent to strengthen supervision.

To sum up, with the increasing number of online loan platforms for students, just lowering the loan interest rate and increasing the loan amount will make more and more student borrowers fall into the installment payment trap, discredit their own reputation, reduce the profitability of the platforms and cause losses.