1. Business hours of the company

The platform was established on 20 15 and 17 by querying the credit information of enterprises in Hubei province. According to whois, jqmlc.com was registered on June 5th. Today, it is less than 4 months. The company's operation time is not long.

2. Registered capital

The registered capital is RMB 50 million, but the paid-in capital cannot be found in the enterprise credit information system.

3. Others

Qianmao Finance is an investment platform with the nature of online loan fund, which is a little different from the traditional p2p (person-to-person) platform. Strictly speaking, it can be said that it is a p2c (person-to-company) platform, which is different from p2p in the output of funds. The capital output is mainly to buy the creditor's rights of other first-line p2p platforms (which can be seen in the creditor's rights list) and other high-quality creditor's rights. At first, I thought this model was quite good, so I invested in this platform. Compared with the traditional p2p platform, the risk is lower and the benefits are similar. Of course, its risks are still there and cannot be ignored.

Then, let's talk about money cat's financial management. A few days ago, I saw several posts about the false creditor's rights of Qianmao Finance on several large online lending websites, and then I thought of the running events of several p2p platforms last week. At that time, I was shocked. I quickly calmed down after seeing the handling of this matter by Qianmao Finance Platform and meow's affirmative reply to me. You believe it when you choose, don't you?

4. What the hell is the online loan fund made by Qianmao?

The risk of online loan funds is very low. As we all know, online loan funds purchase creditor's rights in major p2p online loans through decentralization. As long as it is not a large-scale collapse and run of the industry, online loan funds will not suffer too much loss, and the income from diversified investment can make up for the loss of a single platform.

In fact, having said so much, let's think about "can online loan funds spend the winter?"

Judging from past data, online loan funds are also relatively safe.

First, transparency. The transparency of online loan funds can be said to be the highest in the online loan industry. Why did this money cat incident ferment out? Because-investors or online lenders compare the results through network data. Compared with the cost of traditional online loans, it is really minimal.

Second, creditor's rights: creditor's rights are the most basic of all online loan funds. If the creditor's rights of an online loan fund are too single, it will be considered unsafe.

Thirdly, there is a saying on the Internet that "wool comes from pigs". In the financial era, capital premium and venture capital injection have become new profit models.

Fourth, the interest rate now wants to "bonus hunter" from the "pig", so venture capitalists must see that you have a strong market share and a large number of users, so the interest rate is sometimes at the industry average.

Fifth, Internet finance is such a big asset that the team needs to work hard. Without a strong operation, technology and customer service team, it is not enough to ensure rapid growth. For some teams that are not even "hard", then imagine it yourself.

In fact, based on the above points, we might as well see that the future of online loan funds is still very bright, although the sound of a new thing will bring many doubts, just like when Edison invented the electric light, many people doubted whether it was safe. With the improvement of time and technical supervision, I believe that the foundation of online lending will get better and better in the future.

Second, Yindu.

Inquiring about the information of Yinduo industrial and commercial registration, it is found that the three bosses who announced the A round capital injection of10 million yuan: Huang Xiaojie, joy chen and Yao Hong, can already be found in the registration information. Among them, Yao Hong holds shares as an enterprise legal person (Hangzhou Longyao Investment Management Co., Ltd.), while joy chen and Huang Xiaojie hold shares in real names. Yinduo's words and deeds are consistent, which greatly increases people's confidence.

The investors behind pp Fund and Yinduo Capital turned out to be "family". Start the growth history of pp fund. Last autumn, I got the VC crowdfunding for gathering fish for the first time. Com, and then I got the venture capital of Juxiu Capital. Similarly, Yinduo Capital has also received venture capital from Juxiu Capital. Interestingly, Yinduo Capital has moved to Hangzhou and lived next door to the crowdfunding platform.

The partner of Yinduo Capital is joy chen, a cynic in the south of the Yangtze River, and the shareholder is Juxiu Capital. Joy chen is the owner of Jiangnan Teahouse 1535, and Jiangnan Teahouse is also the base for raising equity and crowdfunding. Michel platini, joy chen's daughter, was once a big seller of Mercedes-Benz, and now she is the founder of "One Wallet". Shao Kun is the CEO of Ju Shou. First, he invested in pp fund. Then, he should invest more silver with joy chen. After the incubation is mature, Juxiu has invested heavily.