The review time of micro-money loans depends on the completeness and accuracy of the materials submitted by users and the credit status of users.
Generally speaking, if the information submitted by the user is complete and accurate and the credit status is good, the audit time can be completed within a few minutes; If the information submitted by users is incomplete or inaccurate, or the credit status is poor, the review time may be delayed to more than 24 hours.
In addition, the audit time of micro-loan is also affected by the bank's processing time, because the funds of micro-loan are provided by banks, so the processing time of banks will also affect the audit time of micro-loan.
In short, the review time of micro-money loans depends on the completeness and accuracy of the information submitted by users, as well as the credit status of users and the processing time of banks.
Generally speaking, if the information submitted by the user is complete and accurate and the credit status is good, the audit time can be completed within a few minutes; If the information submitted by users is incomplete or inaccurate, or the credit status is poor, the review time may be delayed to more than 24 hours.
Micro-loan is a fast and convenient loan method, which can help users solve the urgent capital demand. However, when applying for a loan, users should pay attention to submitting complete and accurate information and maintain a good credit status, so as to shorten the review time and get a loan faster.
In addition, users should also pay attention to the processing time of banks, so as not to affect the progress of loan review.