Zhongan Youbao, namely Zhongan Online Property Insurance Co., Ltd., is the first internet insurance company in China, which was founded by well-known domestic enterprises such as Ant Financial, Tencent and China Ping An. Zhongan Insurance was established on 20 13, and its headquarters is in Shanghai. The characteristics of Zhongan insurance business are that, as an internet insurance company, its business process is online all the time, and there are no branches in China, and underwriting and claims settlement are carried out entirely through the Internet.

As an insurance company, Zhongan Insurance will also be supervised by CBRC. To understand the strength of a company, we can understand it through solvency and comprehensive rating. In the first quarter of 2022, Zhongan Insurance's core solvency adequacy ratio and comprehensive solvency adequacy ratio were 365,438+04.37%, with a comprehensive rating of B, exceeding the standards of the CBRC.

What is the business scope of Zhongan Online Property Insurance Co., Ltd.?

Its business scope mainly includes family property insurance, enterprise property insurance, accidental injury insurance, short-term health insurance, cargo transportation insurance, motor vehicle insurance (including motor vehicle traffic accident liability compulsory insurance and motor vehicle commercial insurance), credit guarantee insurance, liability insurance and so on. , which is directly related to Internet transactions, and related reinsurance sub-entry business and reinsurance sub-entry business (temporary reinsurance sub-entry only). At the same time, Zhongan Insurance also has insurance fund utilization business and insurance information service business.