CCB can purchase CCB's financial services, but the risks arising from financial services need to be borne by users themselves. CCB is only a consignment agency and will not cover wealth management products. CCB Wealth Management is only the issuer of wealth management products and will not cover wealth management products. The difference between CCB's financial management and CCB's financial management;

1. The difference between CCB Financial Management and CCB Financial Management is that CCB Financial Management is a financial product issued and managed by CCB, while CCB Financial Management is issued and managed by CCB Financial Management Company Limited. But they are all guaranteed.

2. Jianxin Wealth Management Co., Ltd. is the first batch of wealth management subsidiaries of commercial banks approved by China Banking Regulatory Commission, and was established by China Construction Bank. CCB Financial Products are issued and managed by CCB Financial Co., Ltd., and can be viewed and purchased through CCB Mobile Banking app, online banking, outlets and other channels.

1. Jianxin Wealth Management Co., Ltd. was established on May 24, 20 19. The legal representative is Liu Xinghua, and the business scope of the company includes: (1) publicly issuing wealth management products to unspecified public, and investing and managing the property of the trustee; (2) Non-public issuance of wealth management products to qualified investors and investment management of entrusted investors' property; (3) Financial consultancy and consulting services; (4) Other businesses approved by China Banking Regulatory Commission.

2. Opening and Operation of CCB Financial Services: On June 3, 20 19, CCB Financial Services Co., Ltd., a wholly-owned subsidiary of China Construction Bank, held an opening ceremony in Shenzhen, Guangdong Province, which marked the official opening and operation of the first domestic commercial bank financial services subsidiary.

3. Establishment process of CCB Financial Management: The registered capital of CCB Financial Management is RMB 654.38+0.5 billion, and its registered place is Shenzhen, Guangdong Province. In the process of preparation, CCB took the lead in submitting an application for preparation to the CBRC, and the first batch was approved for preparation. On May 20, it was approved to open in China Banking Regulatory Commission, and on May 27, CCB announced the formal establishment of CCB Financial Management.