Construction Bank Platinum Credit Card Application Conditions:
1. The age must be above 18 and under 60, and he is a natural person with full capacity for civil conduct;
2. The higher the income, the higher the pass rate of handling the CCB Platinum Card, requiring the applicant's annual income to be no less than 6,543,800+0.5 million;
3. Have a regular job, so that the bank will consider issuing a card for you. If your company is one of the top 500 companies in the world or one of the top companies in China 100, your success rate will be higher.
4. When submitting application materials, the more proof of assets submitted, the better. For example, any real estate license, automobile driving license or large investment and financial management certificate can be submitted. In short, it is to prove to the bank that the richer you are, the higher your pass rate will be.
Have a good credit record, because this is the basis of everything you do, no matter what business you do in the bank, this is the premise.
1. What are the benefits of CCB Platinum Card?
1. Distinguished service and value-added enjoyment. For customers with platinum cards, full-time account managers can provide financial services in the financial center, financial window or VIP room of China Construction Bank, and enjoy various preferential policies to bring you more convenience and dignity. Provide special financial services and 24-hour VIP services within 365 days;
2. Enjoy the courtesy of air business travel; Enjoy aviation accident insurance and public transportation accident insurance. Convenient number selection and identity display. Customers with platinum cards can choose their own personalized++according to their own preferences to reflect your distinguished status.
3. Comprehensive reconciliation and regular delivery (signature required). In order to let you fully grasp the income and expenditure of your account, you can mail the statement to platinum card customers every month.
2. Is the annual fee of CCB Platinum Card expensive?
The standard annual fee of China Construction Bank Financial Platinum Card is fixed and generally acceptable, but China Construction Bank Financial Platinum Card does not charge annual fee, production fee and small account management fee. For the platinum credit card of China Construction Bank, the annual fees of different credit cards are still different.
Application conditions of CCB Platinum Card
CCB Credit Card Platinum Card is a large credit card with a credit limit of over 50,000. Although the credit card threshold of CCB is low, the application success rate is high, and the number of applicants is very large, but the amount of card approval is generally not high, so it is necessary to prepare some materials for applying for CCB Platinum Card, understand whether you meet the requirements, and sort out the application conditions for CCB Platinum Card for reference.
Reminder: The amount of platinum card of CCB is at least 50,000 yuan, so it is recommended to handle it as needed.
1, opened an account in CCB for more than one year, with an average monthly deposit balance of more than 500,000;
2. Borrowing from CCB within one year, with a loan amount of more than one million yuan, with normal repayment and no occurrence;
3, within one year, the use of CCB spending more than one hundred thousand yuan.
4. Other requirements of China Construction Bank. After meeting the above four conditions, you can apply for a platinum credit card.
Tips:
1, CCB will upgrade once every six months. As long as the cardholder swipes the card frequently and repays in time, the bank will automatically increase the credit card limit.
2. The amount of CCB Platinum Card is related to the personal data submitted by the applicant and the comprehensive situation of the applicant.
What are the requirements for handling CCB Platinum Credit Card?
Because credit cards are divided into different grades, the requirements for ordinary cards, gold cards and platinum cards are different. Credit cards generally require people who are at least 18 years old and have stable repayment ability. CCB Credit Card Platinum Card is a large credit card with a limit of more than 50,000. In addition to the basic requirements, it also has the following other restrictions on applicants:
1. Within one year, CCB will spend more than 10 million.
2. Having opened an account in CCB for more than one year, with an average monthly deposit balance of more than 500,000;
3. Loans from CCB within one year, with a loan amount of more than one million yuan, normal repayment and no bad credit record;
According to your situation, you can evaluate whether you can apply for CCB Platinum Credit Card according to your deposit or loan amount in CCB. If you are in doubt, you can call 95533 or go directly to CCB outlets for consultation.
China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street.
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.
On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.
Enterprise profile
China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.
By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.
branch
China Construction Bank has overseas branches in Hong Kong, China, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (new york), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, Taiwan Province Province of China (Taipei), Hong Kong, China and the United Kingdom (London).
This is the end of the introduction of CCB Platinum Credit Card Application and CCB Platinum Card Application Conditions. I wonder if you have found the information you need?