The primary task of the financial industry is to prevent and control risks. As a financial information service industry, risk prevention and control is the top priority. Wen Kang, CEO of Yitong Loan, said: "Safety is the core of the whole business. For P2P practitioners, risk prevention and control is the previous 1, and the rest are all 0. " He suggested that the P2P platform build a risk prevention and control system through business model, platform system, system construction and transaction security.