Banks should not only look at the repayment ability of enterprises, but also look at the willingness to repay, which involves looking at the integrity, quality and moral level of the main responsible persons, and resumes are a reference.

In other words, it is one thing to have money and be able to pay back the money. I hope you don't want to, but you don't know.

It depends on the morality of the boss and the financial boss. You can get a general idea by reading your resume. For example, people with a good education have a higher probability of moral level.