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What exactly does the phased merger of CITIC mean?
Citic credit card consolidation installment refers to two or more consumer consolidation installments. When users repay, they can complete the consolidation installment by selecting bill installment. Consumption staging is only for a single consumption, which is different from bill staging.

Combination installment refers to the combination of two or more installments. Consumption installment is only for a single purchase, which is different from bill installment. Of course, users can still choose bill installment after consumption installment. In addition, after the user selects the bill installment, he must also select the installment times. The longer the number of installments, the smaller the repayment pressure of each installment, but the corresponding installment fee will be more.

Merger is a Chinese word, pinyin is hé bìng, which means the act of merging two or more companies into one company according to contract or law. Company merger includes two forms: absorption merger and innovation merger. The former refers to the merger of two or more companies, in which one company becomes a surviving company by absorbing other companies, and the latter refers to the merger of two or more companies to form a new company.

"Zhuangzi Zeyang": "The mountains are low and high, and the rivers are big and adults are public." An analysis of Zhang Dian's household department in Yuan Dynasty: "Respecting the imperial edict and planning, and copying the household department's plan in Renzi year, voluntarily analyzing each other and living in obedience to the people's convenience." Ming Yuan Keli's "A Brief Introduction to the Period of Going to Sea": "I trained with the town road painter, repaired the ship, merged with the camp, and simplified the officers and men for several months." Qing Zeng Guofan's "Wen Fu for the Loss of Mother and Brother": "Two rebellions become one." Chapter 8 of Hong Qubo by Guo Moruo: "The captain of the fourth team is Xu Zi, who was sent to the eighth war zone. After moving from south Henan to Xi 'an, it seems to have merged with the third anti-drama team. "

Wang Han's Miscellaneous Poems: "People want to go against heaven, why not?" Tang Hanyu and Meng Dongye wrote: "Each has his own quotation, which cannot be combined." Gu Shi's poem "Giving to People" in Qing Dynasty: "Heaven and earth exist together, and we get it together."

Ming Dong Qichang's "Festival Yuan Huan Gong Xiang Xing": "Although the horizon is wide, it is always difficult to get along (Dong Qichang and Yuan Keli)."

Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as complete sets of equipment, large vehicles, heavy mechanical equipment and other products. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.