1. What does the enterprise financing application model include? 1. financing reasons (this content indicates the financing subject and reasons, such as XX enterprise applying for financing for the construction of XX project) 2. Financing amount and duration (this content indicates the amount to be financed and the estimated financing duration) 3. Collateral for financing (this content should specify what collateral is used for this financing, whether it is land or buildings). If it is mortgaged land, the land certificate number should be marked; If you need to mortgage the property, you should indicate the pre-sale certificate number or the property ownership certificate number and land certificate number to which the property belongs. In addition, it is also necessary to explain whether the land of the mortgaged property has been mortgaged. 4. Financing purpose (This content should explain the specific purpose of financing in detail, and give a general plan, such as how much the project cost, how much the installation, how much the debt, etc. The purpose of financing must be real. Description of repayment (this content should elaborate the sources of repayment of financing principal and interest by users in detail, and give the approximate amount and time of each repayment source. For example, the sales income of the first phase of residential sales can reach RMB ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××× Compared with direct financing, indirect financing can make full use of economies of scale, reduce costs, spread risks and realize diversified liabilities through financial intermediaries. However, direct financing is an indispensable means for modern large-scale enterprises to develop and raise funds, so the two financing methods cannot be neglected. 1. Equity financing Equity financing refers to a financing method in which funds flow directly from surplus departments to shortage departments without financial intermediary, and the fund supplier enjoys control over the enterprise as the owner. It has the following characteristics: long-term, irreversible and unburdened; 2. Debt financing Debt financing means that an enterprise raises funds by borrowing, and the fund provider, as a creditor, has the right to recover the current financing method at maturity. Compared with equity financing, it has the following characteristics: short-term, reversibility and burden. To sum up, the development of enterprises can not be separated from the support of funds. If there is a problem in the capital chain, enterprises can carry out financing. To borrow money from a bank, the financing reason, loan amount, repayment period and guarantor shall be indicated in the financing application. If an enterprise mortgages real estate, it shall indicate the number of the certificate of movable property ownership.