It's a big deal. We can sit down for a cup of tea and think about it slowly. I'm free, so let's talk about my opinion. I think it would be nice if you didn't spray me with nonsense. 20 thousand yuan is a trivial matter, so let's not mention it for the time being. You can earn it in less than a year after working normally. Here is an account that you need to figure out for yourself. This account is not a digital (currency) account. 15 is no longer a concept linked to money.