According to Article 6 of the Regulations on the Administration of Insurance Marketers, personnel engaged in insurance marketing activities shall pass the insurance agent qualification examination organized by the China Insurance Regulatory Commission and obtain the insurance agent qualification certificate. This document came into effect on July 1 2006. However, before 20 1 1, the CIRC did not make great efforts to investigate and deal with it, so it can not be verified first, and then take the test later. Now that supervision has been strengthened, it is necessary to conduct textual research before taking up the post, otherwise the commission will be paid without a license. After being found out by the CIRC, the insurance institution will be fined with a fine of 65438. Therefore, it is necessary to conduct research.

Handling fee? This may be a misunderstanding, and there may be several explanations: 1, which may be the application fee for research, generally within 100 yuan, which is an industry regulation and directly handed over to the local insurance industry association; 2. It may be a documentary deposit-if you join an insurance company as a salesman, the company needs to charge a documentary deposit ranging from 300-600 yuan. This deposit means that you should take good care of all the documents of the company and don't lose them. If the insurance company's documents are lost, they will be reported in the newspaper. If they are not lost, they will be returned when you leave; Another possibility is that the commission fee paid by your insurance company can be understood as salary. This royalty fee is based on the size of your business volume, plus the corresponding basic salary of responsibilities.

According to you, it's probably the third explanation. That is, if you pass the examination, the company system will give you the agency code, and then the company will calculate the commission on a monthly basis according to the size of your business volume. This is the salary you deserve. What you charge is the handling fee of the insurance company, not the insurance company. It is harmless. If you pass the investigation and the certificate deposit is paid, the insurance company will ask you to charge other fees, which may be a fraud company, so you should pay attention yourself.