Corporate loans grew steadily. By increasing the marketing of high-quality customers such as central enterprises and state-owned enterprises, we will vigorously expand the financial business of small and medium-sized enterprises and further optimize the asset structure. The year-end balance of supply chain trade financing products developed by PetroChina in that year was 684 million yuan, accounting for 5.78% of the company's loan balance in that year and 32% of the company's net loan increase in that year; Actively market peer institutions and major projects, and actively participate in and expand syndicated loan business. In 20 10, three syndicated loans were handled, with a share of 10 billion yuan, and the actual payment in that year was 643 million yuan.
By the end of 20 10, the bank's SME loan balance was 2.837 billion yuan, an increase of 295 million yuan over the beginning of the year. Its SME loan balance was 632 million yuan, an increase of 442 million yuan or 232% compared with the beginning of the year, which fully implemented the CBRC's work requirement of "two no less than" loans for small enterprises.
Company deposits have increased substantially. At the end of 20 10, the company's deposit balance was 54.078 billion yuan, an increase of 3,765,438+5.4 billion yuan or 2.2 times compared with the beginning of the year. By the end of 20 10, the balance of personal loans was 168 15000 yuan, up 39% year-on-year, and the accumulated interest income for the whole year was 8,867,200 yuan. Accumulated wages 137997 households, up 18.6 times year-on-year; 2733 1 bank card was added, with a year-on-year increase of 10.08 times; Personal human intermediary business income is 6,543,800 yuan+0,976 yuan.
Savings deposits generally maintained a steady and rapid growth trend. By the end of 20 10, the balance of savings deposits of the whole bank was 2613.34 million yuan (including: savings balance of 2,424.08 million yuan, accumulated wealth management products of 237.88 million yuan, balance of18.86 million yuan, and consignment insurance10).
New progress has been made in wealth management business. Independently developed and completed the "Smart Link" business, designed and completed the "Gemstone Flower Wealth" RMB wealth management products, successfully sold the wealth management products of Kunlun Trust, China Everbright Bank and Industrial Bank, and the channels of wealth management cooperation continued to expand.
The number of cards issued continues to increase, and the dynamic card rate reaches 99.4%. At the same time, we actively communicated with UnionPay to obtain the qualification of POS business in advance, and the inter-POS business has been officially launched. A total of 84 self-service machines (7 1 ATM machines, 13 CRS machines) and 13 POS machines are configured. International business preparation has made outstanding achievements in all aspects of international business since it was officially launched on April 27, 20 10. The qualification application for foreign exchange business and spot settlement and sale of foreign exchange business was approved, and the foreign exchange purchased was 20 million US dollars. The RMB settlement business of cross-border trade was officially launched, and the personal settlement and sale of foreign exchange business was ready. Obtained the membership of SWIFT Association and China Foreign Exchange Trading Center. Officially launched foreign exchange trading business.
Up to now, the bank has established correspondent bank relations with 58 financial peers in 22 countries, and opened fund settlement accounts in major international currency settlement centers such as the United States, France, Germany, Britain, Japan and Hong Kong, which basically meets the needs of the development of international settlement business. The name, position, gender, age and starting time of the director.
Wang Guoliang, chairman, male, July 58, 2009, 16.
Xie, vice chairman, male, 58 20 10 April 2.
Director Zhou Mingchun Male 43 May 20, 2009
Wen Qingshan Director Male 52 May 20, 2009
Director Tang Jiannan 61May 20, 2009
Yang Jiasi Independent Director Male 61May 20, 2009
Yu Ying Independent Director Female 4 1 May 20th, 2009
Name, position, gender, age and starting time of the supervisor.
Wei Supervisor Male 45 April 22, 2009
Yu Zengbiao External Supervisor Male 55 April 22, 2009
On February 2, 2009, Employee Supervisor Male 47
Zhang Li Employee Supervisor Male June 39, 2009+February 4, 2009
Name, position, gender, age and appointment start date of senior management.
Xie, Party Secretary, male, 58, 2009, 10/0/October 20th.
President Wang Zhonglai, male, 47 years old, 20 12 July 27th.
Xu Xinyuan, Secretary of the Disciplinary Committee and Secretary of the Board of Directors, May 20, 2009 54
Chief Financial Officer of Lin Jing, male, 46 years old, May 20, 2009
Vice President Xie Pengfei Male 46 May 20, 2009
Xie Haibing, chief information officer, male 39 On May 20, 2009, 20 10, Mr. Xie resigned as a supervisor of the Bank and was re-elected as a director and vice chairman. On March 20 10, Ms. Zhang Haoruo, the former president, resigned as a director and president and appointed Mr. Wang Zhonglai as the vice president.
On July 20 12, Mr. Wang zhonglai was appointed as the president.