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China Industrial and Commercial Bank 2065438+On April 26th, 2008, Wang Jingdong, Vice President of China Industrial and Commercial Bank, introduced the new achievements made by ICBC in actively accelerating the innovation of financial science and technology and using new thinking, new technologies and new models to build a smart bank. ICBC has accelerated the construction of smart banks through a series of measures, such as setting up the network finance department, establishing seven innovation laboratories, accelerating the implementation of E-ICBC 3.0 strategic upgrade, and starting the construction project of smart bank information system (ECOS).
Agricultural Bank of China 2065438+On April 20th, 2008, the first DIY intelligent bank in China opened in Jie Fangbei. The Agricultural Bank of China has built a DIY smart bank, emphasizing "customer-oriented" and "customer-centered", redefining financial services in the new era with financial technology, AI technology and big data analysis, and truly showing the brand-new "high-quality" financial services of "future, technology and interaction" that involve customers and are led by customers.
Customers can fully experience the changes brought by financial technology. Through face recognition, you can enjoy the product portfolio recommendation tailored by big data and intelligent AI analysis; You can choose your own product portfolio with a wealth calculator; According to the individual needs of buying a house, buying a car and studying abroad, experience rich customized scenes in the form of games.
At the beginning of 20 17 of Bank of China, Bank of China set up an intelligent investment and research project team within the group to promote the product research and development of BOC Huitong Investment. "BOC Huitou" products were tested and put into production at the end of 20 17, and will be officially sold to customers nationwide on April 18, 2065 438+09.
"BOC Huitong Investment" mainly adopts the development idea of independent research and development. First, the close combination of artificial intelligence and expert wisdom. In addition to the intelligent algorithm model that artificial intelligence constantly improves itself through machine learning, it also integrates the expert team of China Bank's investment consultants to dynamically correct the possible deviations of the artificial intelligence system by manual intervention; The second is the close combination of online and offline. Online, standardized product portfolio is recommended by system intelligence, and offline financial managers are ready to undertake consultation; The third is the global vision.
2065438+On April 9, 2008, Bank of China Tianjin Branch signed a strategic cooperation agreement with Tianjin Municipal Market Supervision Committee, becoming the first bank in Tianjin to realize the application of electronic business license account opening scenario.
2065438+In April 2008, Shenzhen Branch of China Construction Bank held a conference on "Smart Bank, Extraordinary Experience", and a brand-new "Smart Bank" appeared in Shenzhen. Through smart travel, smart campus, smart medical care, etc. Banking services are connected in series with daily life scenes to help build a smart city in Shenzhen. CCB Smart Bank is an interactive smart bank that integrates financial technology scenarios such as big data, artificial intelligence and deep learning with the help of financial technology system.