According to the available information, the lightning loan will be collected at the meeting. The following is a detailed explanation of this conclusion.

First of all, credit reporting refers to the process that financial institutions or related institutions collect, sort out and analyze personal credit information and form personal credit reports. The credit report records personal credit status, loan records, overdue situation and other information. Banks, credit card issuers, loan companies and other financial institutions usually check personal credit reports when individuals apply for loans or credit cards to assess risks and decide whether to provide loans or credit lines.

Secondly, as a fast and convenient way of lending, lightning loan usually completes the application and lending process through mobile phone applications. Due to the rapidity and flexibility of lightning borrowing, some lightning borrowing companies may inquire about the borrower's credit when applying. They will check the borrower's credit report through the credit bureau, evaluate the borrower's credit status and repayment ability, and then decide whether to approve the loan application.

In addition, it is worth noting that different lightning borrowing companies may have different credit requirements for borrowers. Some companies may be sensitive to credit inquiry, while others may pay more attention to other factors, such as running water data and social network data. Therefore, whether to conduct credit inquiry will be determined according to the policy of the borrowing company.

To sum up, it depends on the specific borrowing company whether credit inquiry will be conducted during the application process of lightning loan. Some lightning loan companies will conduct credit inquiry on borrowers to evaluate their credit status and repayment ability. It is suggested that borrowers should carefully understand the requirements and policies of various companies before applying for lightning loans, and make full preparations and applications to improve the chances of successful loans.

Extended data:

Credit reporting institutions refer to institutions that investigate, record and evaluate the credit status of individuals and units according to laws and regulations. China's credit institutions include China People's Bank Credit Information Center and China Credit Information Sharing Co., Ltd. Personal credit information mainly comes from loans of financial institutions, credit card repayment records and communication arrears records of telecom operators. Banks, credit card issuers, loan companies and other financial institutions usually check personal credit reports when individuals apply for loans or credit cards to assess risks, determine interest rates and quotas, and make a decision on whether or not to approve them. A good personal credit record is very important for loan application and obtaining better interest rate conditions.

The above answers are based on the existing information, and I hope they will be helpful to you. If you have more related questions, please continue to ask questions.