The law has stipulated that employers should pay social insurance (pension, medical care, work injury, maternity, unemployment) and housing accumulation fund for workers, which is mandatory to some extent, that is to say, paying "five insurances and one gold" is independent of the wishes of workers or employers. Employers cannot refuse to pay insurance premiums for workers on the grounds that they agree not to pay "five insurances and one gold".
Payment ratio and base of five insurances and one gold in Chengdu
According to the data provided by Chengdu Labor and Social Security Bureau, by the end of September this year, the number of people participating in unemployment insurance in Chengdu was 2,422,900; The number of people participating in industrial injury insurance in the city is 2,494,200; The number of people participating in maternity insurance in the city reached 3,565,438 +0.52 million.
You can also call the hotline: 400-880-3633, Monday to Sunday from 9: 00 to 23: 00, stating that the personal information you provide will not be disclosed to any third party or used for other purposes.
The "Enjoy Your Health" critical illness insurance plan covers cancer in situ and 30 kinds of critical illness protection.
At present, the payment ratio of five insurances and one gold in Chengdu is: the proportion of units and individuals is 20% and 8% respectively; Medical insurance is 6.5% and 2%; Unemployment insurance is 2% and1%; Maternity insurance is 0.6% and 0. In industrial injury insurance, the first type of work is 0.6% and 0, the second type of work is 1.2% and 0, and the third type of work is 2% and 0. In addition, the company has to pay 1% supplementary medical insurance for serious illness. Housing provident fund units and individuals pay the same proportion, and the units can be selected between 6%- 15%.
Endowment insurance: 20% for units and 8% for individuals.
Medical insurance: 7.5% for units and 2% for individuals.
Unemployment insurance: unit, 2%, individual, 1%.
Maternity insurance: unit, 0.6%, individuals do not have to pay.
Work-related injury insurance: 0.6% for the unit, and no need to pay for the individual.
Housing accumulation fund: the upper limit of the contribution ratio of financial allocation units, state-owned enterprises and state-holding enterprises is 12%, and the contribution ratio of other units exceeds 12%, which is taxed according to the national tax policy; The lower limit of the deposit ratio is not less than 6%, and the unit with a deposit ratio of less than 6% shall apply in accordance with the conditions for enterprises with difficulties to apply for reducing the deposit ratio, which shall be implemented after being audited by Chengdu Provident Fund Center and reported to Chengdu Housing Provident Fund Management Committee for approval.
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Social wage: 3,326.7 yuan
Minimum wage (standard): 1050 yuan.
Social security base (minimum standard): endowment insurance 1.896 yuan, and medical, industrial injury, unemployment and maternity insurance are all 1.700 yuan.
Social insurance: the company pays 56 1. 1 yuan per month; Individual monthly payment: 202.68 yuan.
Part of housing provident fund: the upper limit of the monthly deposit base of Chengdu housing provident fund is adjusted to 14644 yuan, and the lower limit continues to be implemented according to the local minimum wage standard. Among them, Pengzhou City, Qionglai City, chongzhou city, Jintang County, Dayi County, Pujiang County and other regions, the deposit base of individual housing provident fund for units and employees shall not be lower than that of 960 yuan; The deposit base of employee housing provident fund in other districts (cities) and counties of our city shall not be less than 1050 yuan.
Payment ratio and payment base of five insurances and one gold in Chengdu
Social wage: 3,326.7 yuan
Minimum wage (standard): 1050 yuan.
Social security base (minimum standard): endowment insurance 1.896 yuan, medical care, work injury, unemployment and maternity insurance are all 1.700 yuan cd.at317.com.
Social insurance: the company pays 56 1. 1 yuan per month; Individual monthly payment: 202.68 yuan.
Part of housing provident fund: the upper limit of the monthly deposit base of Chengdu housing provident fund is adjusted to 14644 yuan, and the lower limit continues to be implemented according to the local minimum wage standard. Among them, Pengzhou City, Qionglai City, chongzhou city, Jintang County, Dayi County, Pujiang County and other regions, the deposit base of individual housing provident fund for units and employees shall not be lower than that of 960 yuan; The deposit base of employee housing provident fund in other districts (cities) and counties of our city shall not be less than 1050 yuan.