The card starts with the concern of college students for timeliness, and adopts the virtual card issuing mode of instant application, which can be used on the day of application. After the card is activated, online and offline overdrafts can be made anytime and anywhere, and the longest interest-free repayment period is 50 days. At present, the card has been piloted in Beijing, Shanghai, Guangzhou and other cities, and has recently been opened to 4,365,438+0 college students in 865,438+0 cities nationwide.
I. Various functions of Guangfa Credit Card:
1 In addition, Guangfa Credit Card also displayed a series of black technologies such as "Intelligent Self-service Voice Collection System", Guangfa "Card-free Payment", smart wearable device G-Force bracelet, indoor navigation of AR+LBS+ Bluetooth, etc. Guangfa Credit Card has been promoting innovation with science and technology, and connecting with college students' consumption habits through the construction of products, services and consumption scenarios. With the regulatory authorities clearly supporting the regular army of banks to enter the campus, the banking industry will usher in a new blue ocean. Cultivating college students' correct concept of credit consumption and establishing a beautiful experience field for young people have become the key to seize the young market.
2. Insiders pointed out that Guangfa Credit Card has always been at the forefront of the industry in terms of technology application, constantly exploring the combination of technology and commerce, meeting the credit consumption needs of young people in multiple dimensions, and bringing convenient and fashionable card experience to young people.
However, even if the vision is beautiful, there are still some practical problems in life. After all, the real society needs realistic consideration. The only thing that is indispensable or unavoidable in this reality is "money", because it is related to the quality and value orientation of our life.
Second, the error case:
1 Many times, college students have just stepped into the ivory tower of the university from the ivory tower of high school. In the case of excitement, they are curious about all kinds of temptations from outside, and their inner curiosity and thirst for knowledge are also prompting them to squander their consumption. Unfortunately, because they are students, parents generally strictly control their economic lifeline, such as luxury goods. However, some students seek extra funds at all costs to satisfy their vanity or civilized curiosity. The abnormal idea gives the "campus loan" and "routine loan" a chance to survive. However, it is the rampant "campus loan" and "routine loan" that lock up the happy life of these flowers who originally had beautiful youth dreams and great prospects.
2, familiar topics, or common routines, campus loans on the cusp, news every month, news every year. Behind this is a series of tragedies, such as students' inability to repay their final suicide and parents selling houses to help them compensate. In order to curb the black hand that extends to the future of the motherland, let "campus loans" and "routine loans" take advantage of it, and ensure the healthy development of college students, the Office of the Leading Group for the Special Remediation of Internet Financial Risks and P2P Online Loan Risks officially issued the Notice on Regulating and Remediating "Cash Loans" on February 0, 20 17, requiring online loan platforms.