College students can apply for a zero down payment loan to buy a car. Generally speaking, the down payment for a loan to buy a car is 30%. If you are engaged in activities, some models can have zero down payment or 20% down payment.

At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans. For consumers, which of the three loan car purchase modes is more cost-effective? In fact, it is difficult to know which car and loan method are suitable for customers. Customers need to choose their own models, and then discuss with 4S stores, because not all models are agreed by car dealers and banks, hot-selling models may not have loans, and some models may be subsidized by 4S stores.

In addition, when buying a car with a loan or charging various financial service fees, notarization fees, renewal deposits and other fees, consumers should not rush to give money, but ask more questions. Be sure to read the contract clearly, ask clearly and ask more why. Every bill is well kept.